1925 46th Ave, Apt 122, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1925 46th Ave, Apt 122, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,010 sqft · built 1973
Lot Size	0.022 acres (958 sqft)
Owner	Individual Name on File
Last Sale	$453,000 (Jun 2020)
Tax Bill	$6,874 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-591-61`

Property Details

APN / Parcel Number

Primary APN	`034-591-61`
Alternative APN	`034-591-61-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,010 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	958 sqft (0.022 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1925 46TH AVE, 122
City	CAPITOLA
State	CA
Zip	95010-2635
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	PLAN
Legal Lot Number	1-4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	121701

Owner

Source: Santa Cruz County records · APN 034-591-61

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 7163, SANTA CRUZ, CA 95061-7163
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jun 05, 2020	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Feb 07, 2017	Grant Deed, Transfer
Feb 03, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2020 · Amount on Record
Deed Sale	Jun 05, 2020 · Amount on Record
Prior Sale	Apr 01, 2008 · Amount on Record
Deed Document Number	202019608
Prior Transfer Date	Jan 19, 2017
Prior Transfer Doc	0000004718
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1925 46TH AVE APT 122, 122, CAPITOLA, CA 95010-2635
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ENTITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025237
Date	Aug 28, 2019
Instrument	2019-0025237

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 05, 2020
Property Address	1925 46TH AVE APT 122, 122, CAPITOLA, CA 95010-2635
Document Number	0000019608
Map Reference	MB 70 PG 64
Instrument Date	Jun 01, 2020
Instrument	2020-0019608
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7163, SANTA CRUZ, CA 95061-7163
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019609
Date	Jun 05, 2020
Instrument	2020-0019609

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 07, 2017
Property Address	1925 46TH AVE APT 122, 122, CAPITOLA, CA 95010-2635
Document Number	0000004718
Instrument Date	Jan 19, 2017
Instrument	4718
Transaction Type	Transfer
Record Updated	Mar 06, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1925 46TH AVE CAPITOLA CA 950102653, CAPITOLA, CA 95010-2653

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 03, 2017
Property Address	1925 46TH AVE APT 122, 122, CAPITOLA, CA 95010-2635
Document Number	0000004324
Map Reference	MAP70 PG64
Instrument Date	Jan 19, 2017
Instrument	2017-0004324
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 46TH AVE, CAPITOLA, CA 95010-2653

Mortgage

Document Number	0000004325
Date	Feb 03, 2017
Instrument	2017-0004325

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,330 (+2%) Land $304,537 Building $200,793
2025	$6,874.00 (+10.6%)	$495,421 (+4.04%) Land $298,565 Building $196,856
2023	$6,215.00 (+1.4%)	$476,184 Land $286,972 Building $189,212	$492,300
2022	$6,129.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871217012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 752 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Surfnet Communications	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cruzio Internet, AT&T, Verizon, T-Mobile USA, Xfinity, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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