1924 Shonberg Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 1924 Shonberg Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,797 sqft · built 1980
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jul 2023)
Tax Bill	$5,296 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`315-0020-05470`

Property Details

APN / Parcel Number

Primary APN	`315-0020-05470`
Alternative APNs	`1151003` `563289`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,797 sqft Gross Area
1st Floor Area	1,797 sqft
Basement Area	432 sqft
Finished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	304,920 sqft (7 acres)
Garage Area	1,284 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	90 sqft
Storage Building	80 sqft
Pole Barn	3,960 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal

Location & Zoning

Account Number	1151003
Street Address	1924 SHONBERG RD
City	DULUTH
State	MN
Zip	55804-2858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	NORTH 405 FEET OF THAT PART OF NE1/4 OFNE1/4, LYING SOUTH OF THE SUCKER RIVER. SERIAL #
Legal Range	12W
Legal Township	52N
Legal Section	32
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1024
Census Tract	10500

Owner

1924 Shonberg Rd is owned and occupied by an individual who bought it in July 2023.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1924 SHONBERG RD, DULUTH, MN 55804-2858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage FRANDSEN BANK & TRUST
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST
Sep 10, 2020	Grant Deed, Transfer · Conventional with PMI MINERS NAT'L BK/EVELETH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Sep 16, 2022 · Amount on File
Deed Document Number	20231469600
Prior Transfer Date	Apr 19, 2011
Prior Transfer Doc	0000059799
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1924 SHONBERG RD, DULUTH, MN 55804
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001482472
Date	Jan 31, 2024
Instrument	1482472

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	2 Months
Due	Feb 29, 2024

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 16, 2022
Property Address	1924 SHONBERG RD, DULUTH, MN 55804
Document Number	0001452132
Instrument Date	Sep 8, 2022
Instrument	1452132
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Tax	$462.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	749 STANLEY RD, TWO HARBORS, MN 55616-1175
Investor	Possibly a Property Investor

Mortgage

Document Number	0001452133
Date	Sep 16, 2022
Instrument	1452133

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	11 Months
Due	Aug 8, 2023

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 10, 2020
Property Address	6098 BERGQUIST RD, DULUTH, MN 55804-9668
Document Number	00A1390095
Instrument Date	Aug 21, 2020
Instrument	A1390095
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,442.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1862 SHILHON RD DULUTH MN 558049641, DULUTH, MN 55804-9641

Mortgage

Document Number	A1390096
Date	Sep 10, 2020
Instrument	A1390096

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

The 2026 property tax bill for 1924 Shonberg Rd was $5,296 with a homeowner's exemption, up 12.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,296.00 (+12.49%) Homeowner's exemption
2025	$4,708.00 (+41.55%) Homeowner's exemption	$621,000 (+4.88%) Land $122,800 Building $498,200	$621,000 (+4.88%) Land $122,800 Building $498,200
2024	$3,326.00 (-7.3%)	$592,100 Land $117,600 Building $474,500	$592,100 Land $117,600 Building $474,500
2023	$3,588.00
2022		$378,200 (-10.12%) Land $33,400 Building $344,800	$378,200 (-10.12%) Land $33,400 Building $344,800
2021		$420,800 Land $108,400 Building $312,400	$420,800 Land $108,400 Building $312,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1924 Shonberg Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1924 Shonberg Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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