St. Louis County property record for 1920 Shonberg Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,540 sqft · built 2022 |
| Lot Size | 28 acres (1,219,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,096 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 315-0020-05471 |
| Primary APN | 315-0020-05471 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,540 sqft Gross Area |
| 1st Floor Area | 1,540 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,219,680 sqft (28 acres) |
| Patio Area | 704 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1136867 |
|---|---|
| Street Address | 1920 SHONBERG RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-2858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF NE1/4 OF NE1/4, LYING SOUTH OFTHE SUCKER RIVER, EXCEPT THE NORTH 405 FEETTHEREOF. SERIAL # |
| Legal Range | 12W |
| Legal Township | 52N |
| Legal Section | 32 |
| Legal Subdivision | SUCKER RIVER |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10500 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1920 SHONBERG RD, DULUTH, MN 55804-2858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit EVERETT FINANCIAL INC |
| Feb 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1920 SHONBERG RD, DULUTH, MN 55804-2858 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001525237 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 1525237 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1920 SHONBERG RD, DULUTH, MN 55804-2858 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1920 SHONBERG RD, DULUTH, MN 55804-2858 |
| Document Number | 0001483115 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 1483115 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,096.00 (-2.75%) Homeowner's exemption | ||
| 2025 | $4,212.00 | $523,200 (+4.79%) Land $182,200 Building $341,000 | $523,200 (+4.79%) Land $182,200 Building $341,000 |
| 2024 | $499,300 Land $174,400 Building $324,900 | $499,300 Land $174,400 Building $324,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | May 1993 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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