1916 Shonberg Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 1916 Shonberg Rd, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,570 sqft
Lot Size10 acres (436,907 sqft)
OwnerIndividual Name on Record
Tax Bill$3,542 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Jan 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN315-0020-05524

Property Details

APN / Parcel Number

Primary APN315-0020-05524
Alternative APN
  • 1154035

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,570 sqft Gross Area
1st Floor Area1,570 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Construction TypeFrame
Lot Area436,907 sqft (10 acres)
Garage Area990 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1154035
Street Address1916 SHONBERG RD
CityDULUTH
StateMN
Zip55804-2858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS1/2 OF N1/2 OF SE1/4 OF NE1/4 AND THAT PARTOF S1/2 OF SE1/4 OF NE1/4, LYINGNORTHWESTERLY OF A LINE BEGINNING AT A POINTON
Legal Range12W
Legal Township52N
Legal Section32
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1024
Census Tract10500

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1916 SHONBERG RD, DULUTH, MN 55804-2858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Jan 7, 2025Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateJul 29, 2026
Property Address1916 SHONBERG RD, DULUTH, MN 55804-2858
Document Number0001537314
Instrument DateJul 16, 2026
Instrument20261537314
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address1916 SHONBERG RD, DULUTH, MN 55804-2858

Mortgage

Document Number0001537314,
DateJul 29, 2026
Instrument20261537314
Lender
NameSPRING EQ LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate6.47%
Max Rate-1%

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1916 SHONBERG RD, DULUTH, MN 55804-2858
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1916 SHONBERG RD, DULUTH, MN 55804-2858

Mortgage

Document Number0001502901
DateJan 7, 2025
Instrument1502901
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionDuluth Township
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,542.00 Homeowner's exemption
2025$457,400 (+86.47%) Land $107,600 Building $349,800$457,400 (+86.47%) Land $107,600 Building $349,800
2024$245,300 Land $99,100 Building $146,200$245,300 Land $99,100 Building $146,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1993)
Most Recent ClaimMay 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shonberg Rd

Nearby Streets

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