Charles County property record for 1923 Michael Rd, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,248 sqft · built 1976 |
| Lot Size | 0.29 acres (12,660 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Jul 2021) |
| Tax Bill | $4,104 (2023) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-038775 |
| Primary APN | 08-038775 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Total Area |
| 1st Floor Area | 1,578 sqft |
| Basement Area | 921 sqft |
| Finished Basement | 921 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,660 sqft (0.29 acres) |
| Garage Area | 330 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 038775 |
|---|---|
| Old Parcel Number | 8038775 |
| Street Address | 1923 MICHAEL RD |
| City | WALDORF |
| State | MD |
| Zip | 20601-3304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | L-15 B-T S-2 PINEFIELD SUB |
| Legal Subdivision | PINEFIELD SUB |
| Legal Block | T |
| Legal Lot Number | 15 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 850801 |
Source: Charles County records, as of October 27, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1923 MICHAEL RD, WALDORF, MD 20601-3304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jul 2, 2021 | Deed, Transfer · FHA Mortgage MILLENNIUM FINANCIAL GROUP INC |
| Feb 22, 2021 | Deed, Transfer · Conventional Mortgage ROSEN HOWARD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on Record |
| Deed Sale | Jul 2, 2021 · Amount on Record |
| Prior Sale | Feb 22, 2021 · Amount on Record |
| Deed Document Number | 0011929488 |
| Deed Book / Page | 11929 / 488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 2, 2026 |
| Property Address | 1923 MICHAEL RD, WALDORF, MD 20601-3304 |
| Document Number | 1420000248 |
| Book / Page | 14200 / 248 |
| Instrument Date | Aug 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1923 MICHAEL RD, WALDORF, MD 20601-3304 |
| Document Number | 1420000248, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 14200/248 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Feb 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 2, 2021 |
| Property Address | 1923 MICHAEL RD, WALDORF, MD 20601-3304 |
| Document Number | 0119290488 |
| Book / Page | 11929 / 488 |
| Map Reference | MB 12 |
| Instrument Date | Jan 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | MILLENNIUM TITLE AND ABSTRACT COMPANY, MILLENNIUM TTL & ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1923 MICHAEL RD, WALDORF, MD 20601-3304 |
| Document Number | 0011929494 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 11929/494 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 22, 2021 |
| Property Address | 1923 MICHAEL RD, WALDORF, MD 20601-3304 |
| Document Number | 0116290493 |
| Book / Page | 11629 / 493 |
| Map Reference | MB 12 FO 16 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | MILLENNIUM TITLE AND ABSTRACT COMPANY, MILLENNIUM TTL & ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15881 CRABBS BRANCH WAY STE B, B, ROCKVILLE, MD 20855-6632 |
| Investor | Possibly a Property Investor |
| Document Number | 0011629498 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 11629/498 |
| Name | ROSEN HOWARD |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Aug 1, 2021 |
Source: Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,104.00 | $287,300 Land $84,600 Building $202,700 | $287,300 Land $84,600 Building $202,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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