1920 Michael Rd, Waldorf, MD 20601 Property Records

Charles County property record for 1920 Michael Rd, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,440 sqft · built 1976
Lot Size	0.251 acres (10,971 sqft)
Owner	Individual Name on File
Last Sale	$383,000 (Jul 2021)
Tax Bill	$4,217 (2023)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-038813`

Property Details

APN / Parcel Number

Primary APN	`08-038813`
Alternative APNs	`8038813` `038813`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,440 sqft Total Area
1st Floor Area	1,392 sqft
Basement Area	657 sqft
Finished Basement	657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,971 sqft (0.251 acres)
Garage Type	Basement
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Deck Area	220 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	038813
Old Parcel Number	8038813
Street Address	1920 MICHAEL RD
City	WALDORF
State	MD
Zip	20601-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	L-29 B-U S-2 PINEFIELD SUB
Legal Subdivision	PINEFIELD SUB
Legal Block	U
Legal Lot Number	29
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	2
Census Block	2000
Census Tract	850801

Owner

Source: Charles County records · APN 08-038813

Assessment roll updated July 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	1920 MICHAEL RD, WALDORF, MD 20601-3305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Dec 30, 2016 · Amount on Record
Deed Document Number	0011966241
Deed Book / Page	11966 / 241
Record Updated	Jun 07, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 28, 2021
Property Address	1920 MICHAEL RD, WALDORF, MD 20601-3305
Document Number	0119660241
Book / Page	11966 / 241
Map Reference	PL 12 FO 16
Instrument Date	Jul 19, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	JDM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,872.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1920 MICHAEL RD, WALDORF, MD 20601-3305

Mortgage

Document Number	11966250
Date	Jul 28, 2021
Instrument	11966/250

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated July 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,217.00	$295,800 Land $83,700 Building $212,100	$295,800 Land $83,700 Building $212,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178508012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2012–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 396 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0080049, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.