Charles County property record for 1929 Michael Rd, Waldorf, MD 20601 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,968 sqft · built 1976 |
| Lot Size | 0.259 acres (11,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,000 (Dec 2014) |
| Tax Bill | $10,088 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Mar 2024 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-038759 |
| Primary APN | 08-038759 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 2,498 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,265 sqft (0.259 acres) |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 038759 |
|---|---|
| Street Address | 1929 MICHAEL RD |
| City | WALDORF |
| State | MD |
| Zip | 20601-3304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-12 B-T S-2 PINEFIELD SUB |
| Legal Subdivision | PINEFIELD SUB |
| Legal Block | T |
| Legal Lot Number | 12 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 850801 |
Source: Charles County records · APN 08-038759
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1929 MICHAEL RD, WALDORF, MD 20601-3304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 05, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Oct 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Aug 04, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 04, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2014 · Amount on Record |
| Deed Sale | Dec 17, 2014 · Amount on Record |
| Deed Book / Page | 8766 / 111 |
| Prior Transfer Date | Apr 10, 2014 |
| Prior Transfer Doc | 0085220139 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1929 MICHAEL RD, WALDORF, MD 20601-3304 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1929 MICHAEL RD, WALDORF, MD 20601-3304 |
| Document Number | 0139320156 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 13932/156 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 01, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1929 MICHAEL RD, WALDORF, MD 20601-3304 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1929 MICHAEL RD, WALDORF, MD 20601-3304 |
| Document Number | 0132200291 |
|---|---|
| Date | Mar 05, 2024 |
| Book Page | 13220/291 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1929 MICHAEL RD, WALDORF, MD 20601-3304 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0130860437 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 13086/437 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1929 MICHAEL RD, WALDORF, MD 20601-3304 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0130120015 |
|---|---|
| Date | Aug 04, 2023 |
| Book Page | 13012/15 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1929 MICHAEL RD, WALDORF, MD 20601-3304 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0120620001 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 12062/1 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1929 MICHAEL RD, WALDORF, MD 20601-3304 |
| Document Number | 0110950089 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1929 MICHAEL RD WALDORF MD 206013304, WALDORF, MD 20601-3304 |
| Document Number | 0110950089 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 011095/000089 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Apr 20, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1929 MICHAEL RD, WALDORF, MD 20601-3304 |
| Document Number | 0108560335 |
| Instrument Date | Oct 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1929 MICHAEL RD WALDORF MD 206013304, WALDORF, MD 20601-3304 |
| Document Number | 0108560335 |
|---|---|
| Date | Nov 04, 2019 |
| Book Page | 010856/000335 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 03, 2049 |
Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,088.00 (+146.53%) Homeowner's exemption | $342,200 (+19.48%) | $370,100 (+29.22%) Land $96,100 Building $274,000 |
| 2023 | $4,092.00 Homeowner's exemption | $286,400 Land $83,900 Building $202,500 | $286,400 Land $83,900 Building $202,500 |
Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178508014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2011, other causes, Remnants Of Tropical Storm Lee |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 396 locations within about half a mile of this property
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