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1921 E Upper River Rd, Decatur, AL 35603 Property Records

Morgan County property record for 1921 E Upper River Rd, Decatur, AL 35603 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,004 sqft · built 1991
Lot Size1.8 acres (78,408 sqft)
OwnerIndividual Name on File
Last Sale$140,200 (May 2022)
Tax Bill$254 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-02-09-0-003-027.001

Property Details

APN / Parcel Number

Primary APN11-02-09-0-003-027.001
Alternative APNs
  • 610460
  • 22692

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,004 sqft Living Area
1st Floor Area1,004 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick/Stone
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area78,408 sqft (1.8 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number610460
Street Address1921 E UPPER RIVER RD
CityDECATUR
StateAL
Zip35603-5923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT NE COR OF NE1/4 OF SEC 29, T6S, R3W, TH W 1320'S, TH SO 1140'S TO POB. TH E 590'S TO W R/W FOR RIVER RD. TH SE ALG SD
Legal Range3W
Legal Township6S
Legal Section29
JurisdictionMORGAN AL
Township / Civil DivisionSOMERVILLE
Census Block Group4
Census Block4007
Census Tract5404

Owner

Source: Morgan County records · APN 11-02-09-0-003-027.001

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1921 E UPPER RIVER RD, DECATUR, AL 35603-5923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 13, 2022 · Amount on Record
Deed SaleMay 13, 2022 · Amount on Record
Prior SaleNov 16, 2021 · Amount on Record
Deed Book / Page2022 / 5549
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateNov 16, 2021
Property Address1921 E UPPER RIVER RD, DECATUR, AL 35603-5923
Document Number2021/12183
Book / Page2021 / 12183
Instrument DateNov 16, 2021
Transaction TypeTransfer
Record UpdatedJun 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address816 TIPTON DR, TUSCUMBIA, AL 35674-3120

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202164615
DateNov 16, 2021
Instrument2021/64615
Lender
NameREDSTONE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$254.00 (+4.53%)$8,220 (+3.66%) Land $3,130 Building $5,090$82,200 (+3.66%) Land $31,300 Building $50,900
2024$7,930 (-) Land $2,840 Building $5,090$79,300 (-) Land $28,400 Building $50,900
2023$243.00 (-23.82%) Homeowner's exemption$7,930 (-20.46%) Land $2,840 Building $5,090$79,300 (-20.46%) Land $28,400 Building $50,900
2022$319.00 Homeowner's exemption$9,970 Land $2,840 Building $7,130$99,700 Land $28,400 Building $71,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030054044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Nearby Flood Policies23 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 8% of Alabama
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FlashFiberFiber1,000 / 1,000
SpectrumCable1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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