1903 E Upper River Rd, Decatur, AL 35603 Property Records

Morgan County property record for 1903 E Upper River Rd, Decatur, AL 35603 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1963
Square Footage1,563 sqft Living Area
Lot Size95,832 sqft (2.2 acres)
OccupancyOwner Occupied
Last Sale$229,900 (2022)
Tax Bill$499.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-02-09-0-003-028.000
Alternative APNs
  • 155105
  • 22694

Interior

Full Baths1 Baths
Building Area1,563 sqft Living Area
1st Floor1,563 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area95,832 sqft (2.2 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number155105
Street Address1903 E UPPER RIVER RD
CityDECATUR
StateAL
Zip35603-5923
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT NW COR OF NE1/4 OF NE1/4 OF SEC 9, T6S, R3W, TH SO 732'; TH E 217' TO POB; TH CONT E 185'S TO W R/W OF RIVER ROA D;TH
Legal Range3W
Legal Township6S
Legal Section09
JurisdictionMORGAN AL
Minor Civil DivisionSOMERVILLE
Census Blockgroup4
Census Block4007
Census Tract5404

Owner

Source: Morgan County records · APN 11-02-09-0-003-028.000

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1903 E UPPER RIVER RD, DECATUR, AL 35603-5923
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2021Deed of Trust, Mortgage · Line of Credit
JOSHUA STANLEY
Sep 15, 2022Warranty Deed, Transfer · Conventional Mortgage
REDSTONE FCU
Sep 15, 2022Warranty Deed, Transfer · Conventional Mortgage
REDSTONE FCU
Jun 02, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2022 · Amount on Record
Deed SaleSep 15, 2022 · Amount on Record
Prior SaleJun 02, 2020 · Amount on Record
Deed Book / Page2022 / 10570
Prior Transfer DateDec 18, 2013
Prior Transfer Doc2013/10052
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address1903 E UPPER RIVER RD, DECATUR, AL 35603-5923
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number002021/336
DateJan 05, 2021
Book Page2021/336
Lender
NameJOSHUA STANLEY
TypePrivate Party
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateSep 15, 2022
Property Address1903 E UPPER RIVER RD, DECATUR, AL 35603-5923
Document Number2022/10570
Book / Page2022 / 10570
Instrument DateSep 15, 2022
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address52 SAGE OAK DR, DECATUR, AL 35603-7519

Transferred To (Grantee/Buyer)

NameVerified Name
Address1903 E UPPER RIVER RD, DECATUR, AL 35603-5923

Mortgage

Document Number2022/44089
DateSep 15, 2022
Book Page2022/44089
Lender
NameREDSTONE FCU
TypeCredit Union
AddressHUNTSVILLE, AL 35893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateSep 15, 2022
Property Address1903 E UPPER RIVER RD, DECATUR, AL 35603-5923
Document Number2022/10570
Book / Page2022 / 10570
Instrument DateSep 15, 2022
Transaction TypeTransfer
Record UpdatedJun 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address52 SAGE OAK DR, DECATUR, AL 35603-7519

Transferred To (Grantee/Buyer)

NameVerified Name
Address1903 E UPPER RIVER RD, DECATUR, AL 35603-5923

Mortgage

Document Number0202244089
DateSep 15, 2022
Instrument2022/44089
Lender
NameREDSTONE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateJun 02, 2020
Property Address1903 E UPPER RIVER RD, DECATUR, AL 35603-5923
Document Number02020/4482
Book / Page2020 / 4482
Instrument DateMay 29, 2020
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1903 E UPPER RIVER RD, DECATUR, AL 35603-5923

Transferred To (Grantee/Buyer)

NameVerified Name
Address1903 E UPPER RIVER RD, DECATUR, AL 35603-5923

Mortgage

Document Number2020/22526
DateJun 02, 2020
Book Page2020/22526
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$499.00 (+4.18%) Homeowner's exemption$14,800 (+3.86%) Land $3,820 Building $10,980$148,000 (+3.86%) Land $38,200 Building $109,800
2024$14,250 (-) Land $3,480 Building $10,770$142,500 (-) Land $34,800 Building $107,700
2023$479.00 (-55.02%) Homeowner's exemption$14,250 (-) Land $3,480 Building $10,770$142,500 (-) Land $34,800 Building $107,700
2022$1,065.00$14,250 Land $3,480 Building $10,770$142,500 Land $34,800 Building $107,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 8% of Alabama
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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