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1870 E Upper River Rd, Decatur, AL 35603 Property Records

Morgan County property record for 1870 E Upper River Rd, Decatur, AL 35603 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,109 sqft · built 1962
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$8,000 (Apr 2025)
Tax Bill$433 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Jul 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-02-09-0-003-006.000

Property Details

APN / Parcel Number

Primary APN11-02-09-0-003-006.000
Alternative APNs
  • 283398
  • 22666

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,109 sqft Living Area
1st Floor Area1,109 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)
Garage Area392 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number283398
Street Address1870 E UPPER RIVER RD
CityDECATUR
StateAL
Zip35603-5920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT NE COR SEC 9, T6S, R3W, TH W 1284.04' TO E'LY R/W OF CO RD #40, TH SE'LY ALG SAID R/ W 595'S TO TPOB, TH CONT SE'LY 20
Legal Range3W
Legal Township6S
Legal Section09
JurisdictionMORGAN AL
Township / Civil DivisionSOMERVILLE
Census Block Group3
Census Block3093
Census Tract5404

Owner

Source: Morgan County records · APN 11-02-09-0-003-006.000

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address76 COUNTY ROAD 1625, CULLMAN, AL 35058-7528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2018Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Jul 05, 2017Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Jun 28, 2021Warranty Deed, Transfer
Feb 10, 2021Quit Claim Deed, Transfer
TITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 02, 2025 · Amount on Record
Deed SaleApr 02, 2025 · Amount on Record
Prior SaleJun 28, 2021 · Amount on Record
Deed Book / Page2025 / 2635
Prior Transfer DateFeb 10, 2021
Prior Transfer Doc02021/1390
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address1870 E UPPER RIVER RD, DECATUR, AL 35603-5920
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/05824
DateFeb 27, 2018
Book Page2018/05824
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address1870 E UPPER RIVER RD, DECATUR, AL 35603-5920
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG2017/20823
DateJul 05, 2017
Book PageMTG2017/20823
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2047

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateJun 28, 2021
Property Address1870 E UPPER RIVER RD, DECATUR, AL 35603-5920
Document Number02021/6476
Book / Page2021 / 6476
Instrument DateJun 28, 2021
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2600 POINT MALLARD DR SE # 63, 63, DECATUR, AL 35601-6743

Transferred To (Grantee/Buyer)

NameVerified Name
Address1870 E UPPER RIVER RD, DECATUR, AL 35603-5920

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMORGAN AL
Recording DateFeb 10, 2021
Property Address1870 E UPPER RIVER RD, DECATUR, AL 35603-5920
Document Number02021/1390
Book / Page2021 / 1390
Instrument DateFeb 10, 2021
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyTITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address1218 EXCALIBUR DR SW, DECATUR, AL 35603-4064

Transferred To (Grantee/Buyer)

NameVerified Name
Address1870 E UPPER RIVER RD, DECATUR, AL 35603-5920

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$433.00 (+4.59%) Homeowner's exemption$13,020 (+3.99%) Land $3,480 Building $9,540$130,200 (+3.99%) Land $34,800 Building $95,400
2024$12,520 (-) Land $3,160 Building $9,360$125,200 (-) Land $31,600 Building $93,600
2023$414.00 Homeowner's exemption$12,520 (-) Land $3,160 Building $9,360$125,200 (-) Land $31,600 Building $93,600
2022$414.00 Homeowner's exemption$12,520 Land $3,160 Building $9,360$125,200 Land $31,600 Building $93,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030054043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
4 of 4 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 8% of Alabama
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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