Morgan County property record for 1870 E Upper River Rd, Decatur, AL 35603 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,109 sqft · built 1962 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $8,000 (Apr 2025) |
| Tax Bill | $433 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-02-09-0-003-006.000 |
| Primary APN | 11-02-09-0-003-006.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,109 sqft Living Area |
| 1st Floor Area | 1,109 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 283398 |
|---|---|
| Street Address | 1870 E UPPER RIVER RD |
| City | DECATUR |
| State | AL |
| Zip | 35603-5920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT NE COR SEC 9, T6S, R3W, TH W 1284.04' TO E'LY R/W OF CO RD #40, TH SE'LY ALG SAID R/ W 595'S TO TPOB, TH CONT SE'LY 20 |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 09 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3093 |
| Census Tract | 5404 |
Source: Morgan County records · APN 11-02-09-0-003-006.000
Assessment roll updated June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 76 COUNTY ROAD 1625, CULLMAN, AL 35058-7528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jul 05, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jun 28, 2021 | Warranty Deed, Transfer |
| Feb 10, 2021 | Quit Claim Deed, Transfer TITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 02, 2025 · Amount on Record |
| Deed Sale | Apr 02, 2025 · Amount on Record |
| Prior Sale | Jun 28, 2021 · Amount on Record |
| Deed Book / Page | 2025 / 2635 |
| Prior Transfer Date | Feb 10, 2021 |
| Prior Transfer Doc | 02021/1390 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 1870 E UPPER RIVER RD, DECATUR, AL 35603-5920 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018/05824 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 2018/05824 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 1870 E UPPER RIVER RD, DECATUR, AL 35603-5920 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | MTG2017/20823 |
|---|---|
| Date | Jul 05, 2017 |
| Book Page | MTG2017/20823 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 28, 2021 |
| Property Address | 1870 E UPPER RIVER RD, DECATUR, AL 35603-5920 |
| Document Number | 02021/6476 |
| Book / Page | 2021 / 6476 |
| Instrument Date | Jun 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 POINT MALLARD DR SE # 63, 63, DECATUR, AL 35601-6743 |
| Name | Verified Name |
|---|---|
| Address | 1870 E UPPER RIVER RD, DECATUR, AL 35603-5920 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 10, 2021 |
| Property Address | 1870 E UPPER RIVER RD, DECATUR, AL 35603-5920 |
| Document Number | 02021/1390 |
| Book / Page | 2021 / 1390 |
| Instrument Date | Feb 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | TITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1218 EXCALIBUR DR SW, DECATUR, AL 35603-4064 |
| Name | Verified Name |
|---|---|
| Address | 1870 E UPPER RIVER RD, DECATUR, AL 35603-5920 |
Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $433.00 (+4.59%) Homeowner's exemption | $13,020 (+3.99%) Land $3,480 Building $9,540 | $130,200 (+3.99%) Land $34,800 Building $95,400 |
| 2024 | $12,520 (-) Land $3,160 Building $9,360 | $125,200 (-) Land $31,600 Building $93,600 | |
| 2023 | $414.00 Homeowner's exemption | $12,520 (-) Land $3,160 Building $9,360 | $125,200 (-) Land $31,600 Building $93,600 |
| 2022 | $414.00 Homeowner's exemption | $12,520 Land $3,160 Building $9,360 | $125,200 Land $31,600 Building $93,600 |
Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030054043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 8% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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