1920 Arroyo Ave, Oceanside, CA 92056 Property Records

San Diego County property record for 1920 Arroyo Ave, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1978
Square Footage1,455 sqft Living Area
Lot Size10,020 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$340,000 (2014)
Tax Bill$4,760.00 (2025)

Property Details

APN / Parcel Number

Primary APN162-400-45-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,455 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area10,020 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1920 ARROYO AVE
CityOCEANSIDE
StateCA
Zip92056-2909
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 73 TR 008401
Legal SubdivisionOCEANSIDE CANYON
Legal Tract008401
Legal Block2
Legal Lot Number73
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2007
Census Tract19304

Owner

Source: San Diego County records · APN 162-400-45-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1920 ARROYO AVE, OCEANSIDE, CA 92056-2909
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Apr 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 24, 2014 · Amount on Record
Deed SaleJan 24, 2014 · Amount on Record
Prior SaleOct 05, 1999 · Amount on Record
Deed Doc Number201433688
Last Transfer DateMay 03, 2016
Transfer Doc0000436612
Record RefreshedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1920 ARROYO AVE, OCEANSIDE, CA 92056-2909
Transaction TypeMortgage
Record UpdatedFeb 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1920 ARROYO AVE, OCEANSIDE, CA 92056-2909

Mortgage

Document Number0000038146
DateFeb 14, 2023
Instrument2023-0038146
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueFeb 01, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1920 ARROYO AVE, OCEANSIDE, CA 92056-2909
Document Number0000230951
Instrument DateApr 30, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address1920 ARROYO AVE OCEANSIDE CA 920562909, OCEANSIDE, CA 92056-2909

Mortgage

Document Number0000230951
DateMay 06, 2020
Instrument230951
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 05, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$425,120 (+2%) Land $201,477 Building $223,643
2025$4,760.00 (+8.65%)$416,785 (+4.04%) Land $197,527 Building $219,258
2023$4,381.00 (+0.25%)$400,602 Land $189,857 Building $210,745
2022$4,370.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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