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192 Whispering Meadows Trl, Kalispell, MT 59901 Property Records

Flathead County property record for 192 Whispering Meadows Trl, Kalispell, MT 59901

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,383 sqft · built 2015
Lot Size0.569 acres (24,786 sqft)
Owner2 Individual Names on File
Last Sale$843,800 (Jul 2021)
Tax Bill$4,979 (2026)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR632926

Property Details

APN / Parcel Number

Primary APNR632926
Alternative APNs
  • 07-4078-16-1-09-12-0000
  • 0000505534

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,383 sqft Living Area
1st Floor Area2,040 sqft
AtticAttic
Attic Area343 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,786 sqft (0.569 acres)
Garage Area1,191 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area418 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000505534
Street Address192 WHISPERING MEADOWS TRL
CityKALISPELL
StateMT
Zip59901-8688
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLACIER RANCH SUB PH2, S16, T29 N, R21 W, LOT 146, ASSR #0000505534
Legal Range21W
Legal Township29N
Legal Section16
Legal SubdivisionGLACIER RANCH SUB PH2
Legal Lot Number146
JurisdictionFLATHEAD MT
Township / Civil DivisionKALISPELL
Census Block Group3
Census Block3042
Census Tract601

Owner

192 Whispering Meadows Trl is owned and occupied by two individuals who bought it in July 2021.

Source: Flathead County records, as of September 11, 2026

Owner of Record2 Individual Names on File
Mailing Address192 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2021 · Amount on File
Deed SaleJul 1, 2021 · Amount on File
Prior SaleOct 18, 2013
Deed Document Number202122395
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateJul 1, 2021
Property Address192 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688
Document Number202100022395
Instrument DateJun 29, 2021
Instrument202100022395
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyFLATHEAD PREMIER TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address192 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688

Mortgage

Document Number202100022396
DateJul 1, 2021
Instrument202100022396
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 192 Whispering Meadows Trl was $4,979.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
Secondary School DistrictFlathead High School District (09 - 12)
Elementary School DistrictKalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,979.00$972,700
2025$972,700 Land $183,875 Building $788,825
2023$7,128.00$800,900$800,900 Land $159,242 Building $641,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 192 Whispering Meadows Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Whispering Meadows Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALPINE PACIFIC UTILITIES
private · serves 270 people · EPA ID MT0004700
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber		2,500 / 2,500
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Bullitt Communications, Verizon.

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