Flathead County property record for 184 Whispering Meadows Trl, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,828 sqft · built 2014 |
| Lot Size | 0.436 acres (18,992 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,600 (Aug 2016) |
| Tax Bill | $3,379 (2026) |
| Deeds & Mortgages | Nov 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R632925 |
| Primary APN | R632925 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,828 sqft Living Area |
| 1st Floor Area | 1,538 sqft |
| Attic | Attic |
| Attic Area | 290 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,992 sqft (0.436 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | 112 sqft |
| Patio Area | 358 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000505533 |
|---|---|
| Street Address | 184 WHISPERING MEADOWS TRL |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLACIER RANCH SUB PH2, S16, T29 N, R21 W, LOT 145, ASSR #0000505533 |
| Legal Range | 21W |
| Legal Township | 29N |
| Legal Section | 16 |
| Legal Subdivision | GLACIER RANCH SUB PH2 |
| Legal Lot Number | 145 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 601 |
184 Whispering Meadows Trl is owned and occupied by two individuals who bought it in August 2016.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 184 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2016 · Amount on File |
| Deed Sale | Aug 12, 2016 · Amount on File |
| Prior Sale | Jun 23, 2014 · Amount on File |
| Deed Document Number | 201617178 |
| Prior Transfer Date | Nov 14, 2013 |
| Prior Transfer Doc | 0000030028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 184 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200029321 |
|---|---|
| Date | Nov 25, 2022 |
| Instrument | 202200029321 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2026 property tax bill for 184 Whispering Meadows Trl was $3,379.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,379.00 | $707,800 | |
| 2025 | $707,800 Land $160,491 Building $547,309 | ||
| 2023 | $5,517.00 | $619,800 | $619,800 Land $145,674 Building $474,126 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 184 Whispering Meadows Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 184 Whispering Meadows Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALPINE PACIFIC UTILITIES private · serves 270 people · EPA ID MT0004700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,500 / 2,500 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Bullitt Communications, Verizon.
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