176 Whispering Meadows Trl, Kalispell, MT 59901 Property Records

Flathead County property record for 176 Whispering Meadows Trl, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,332 sqft · built 2017
Lot Size	0.615 acres (26,789 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,050 (Apr 2022)
Tax Bill	$4,288 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R632924`

Property Details

APN / Parcel Number

Primary APN	`R632924`
Alternative APNs	`07-4078-16-1-09-10-0000` `0000505532`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,332 sqft Living Area
1st Floor Area	1,870 sqft
Attic	Attic
Attic Area	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,789 sqft (0.615 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	152 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000505532
Street Address	176 WHISPERING MEADOWS TRL
City	KALISPELL
State	MT
Zip	59901-8688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLACIER RANCH SUB PH2, S16, T29 N, R21 W, LOT 144, ASSR #0000505532
Legal Range	21W
Legal Township	29N
Legal Section	16
Legal Subdivision	GLACIER RANCH SUB PH2
Legal Lot Number	144
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3042
Census Tract	601

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7897 SOLANO ST, VENTURA, CA 93004-3844
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP
Mar 8, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Dec 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Oct 25, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	20228539
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 4, 2022
Property Address	176 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688
Document Number	202200008539
Instrument Date	Apr 1, 2022
Instrument	202200008539
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	176 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688

Mortgage

Document Number	202200008540
Date	Apr 4, 2022
Instrument	202200008540

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Mar 8, 2021
Property Address	176 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688
Document Number	202100007757
Instrument Date	Mar 5, 2021
Instrument	202100007757
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	176 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688

Mortgage

Document Number	202100007758
Date	Mar 8, 2021
Instrument	202100007758

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	176 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700030165
Date	Dec 8, 2017
Instrument	201700030165

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 25, 2019
Property Address	176 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688
Document Number	201900027534
Instrument Date	Oct 25, 2019
Instrument	201900027534
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF FLAT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	176 WHISPERING MEADOWS TRL, KALISPELL, MT 59901-8688

Mortgage

Document Number	201900027535
Date	Oct 25, 2019
Instrument	201900027535

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,288.00 (-33.15%)	$866,800 (+20.29%)
2025			$866,800 (+20.29%) Land $192,085 Building $674,715
2023	$6,414.00	$720,600	$720,600 Land $164,006 Building $556,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPINE PACIFIC UTILITIES private · serves 270 people · EPA ID MT0004700
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Bullitt Communications, Verizon.

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