192 Western Cedar Ln, Clarkesville, GA 30523 Property Records

Habersham County property record for 192 Western Cedar Ln, Clarkesville, GA 30523

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 1,540 sqft · built 1975
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2019)
Tax Bill	$3,477 (2026)
Deeds & Mortgages	Jun 2019 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`067 062`

Property Details

APN / Parcel Number

Primary APN	`067 062`
Alternative APNs	`677116` `390100`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,540 sqft Heated Area
Gross Area	4,158 sqft
1st Floor Area	1,540 sqft
Upper Floors Area	528 sqft
Attic	Attic
Attic Area	528 sqft
Basement Area	1,540 sqft
Finished Basement	1,540 sqft
Sunroom	Sunroom
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	70,132 sqft (1.61 acres)
Lot Width	190 ft Width
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	400 sqft
Storage Building	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	390100
Street Address	192 WESTERN CEDAR LN
City	CLARKESVILLE
State	GA
Zip	30523-4251
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	11-85 116 CEDAR HI DB 1195-950
Legal Subdivision	CEDAR HILL
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	4
Census Block	4021
Census Tract	203

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3788 DICKS HILL PKWY, MOUNT AIRY, GA 30563-3902
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER
May 13, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Jun 25, 2019	Warranty Deed, Transfer
May 24, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	20191130
Deed Book / Page	1195 / 950
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	001193/362
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	192 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4251
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4251

Mortgage

Document Number	0000001195/0000000951
Date	Jun 28, 2019
Book Page	0000001195/0000000951

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	192 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4251
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4251

Mortgage

Document Number	0000001261/0000000561
Date	May 13, 2021
Book Page	0000001261/0000000561

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 25, 2019
Property Address	192 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4251
Document Number	001195/950
Book / Page	1195 / 950
Instrument Date	Jun 25, 2019
Instrument	2019-001130
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4251

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 24, 2019
Property Address	192 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4251
Document Number	001193/362
Book / Page	1193 / 362
Instrument Date	May 24, 2019
Instrument	2019-000908
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 362, CLARKESVILLE, GA 30523-0007

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,477.00 (-5.57%)	$152,527 (+0.05%) Land $14,000 Building $138,527	$381,317 (+0.05%) Land $35,000 Building $346,317
2025	$3,682.00 (+23.02%)	$152,446 (+32.16%) Land $14,000 Building $138,446	$381,115 (+32.16%) Land $35,000 Building $346,115
2023	$2,993.00 (+13.8%)	$115,352 (+13.81%) Land $14,000 Building $101,352	$288,380 (+13.81%) Land $35,000 Building $253,380
2022	$2,630.00	$101,356 Land $14,000 Building $87,356	$253,390 Land $35,000 Building $218,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKESVILLE serves 5,785 people · EPA ID GA1370002
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · Fiber in parts of the area	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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