153 Western Cedar Ln, Clarkesville, GA 30523 Property Records

Habersham County property record for 153 Western Cedar Ln, Clarkesville, GA 30523

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,256 sqft · built 1977
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2021)
Tax Bill	$1,977 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`067 060`

Property Details

APN / Parcel Number

Primary APN	`067 060`
Alternative APNs	`682250` `390096`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,256 sqft Heated Area
Gross Area	1,952 sqft
1st Floor Area	1,256 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2020
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	34,848 sqft (0.8 acres)
Lot Width	100 ft Width
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	72 sqft
Deck Area	216 sqft
Patio Area	400 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	390096
Street Address	153 WESTERN CEDAR LN
City	CLARKESVILLE
State	GA
Zip	30523-4252
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	11-85 L-4 DB 1280-482
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	4
Census Block	4021
Census Tract	203

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 727, CLARKESVILLE, GA 30523-0013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit MYGEORGIA CREDIT UNION
Dec 24, 2025	Deed of Trust, Mortgage PINNACLE BANK
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Sep 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK
May 21, 2020	Warranty Deed, Transfer
May 21, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL
Mar 30, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	May 21, 2020 · Amount on Record
Deed Document Number	20212436
Deed Book / Page	1280 / 482
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	153 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252

Mortgage

Document Number	0000001425/0000000287
Date	Mar 4, 2026
Book Page	0000001425/0000000287

Lender

Name	MYGEORGIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2041

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	153 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252

Mortgage

Document Number	0000001419/0000000395
Date	Dec 24, 2025
Book Page	0000001419/0000000395

Lender

Name	PINNACLE BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	153 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252

Mortgage

Document Number	0000001321/0000000108
Date	Oct 17, 2022
Book Page	0000001321/0000000108

Lender

Name	PINNACLE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	153 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252

Mortgage

Document Number	0000001347/0000000943
Date	Sep 27, 2023
Book Page	0000001347/0000000943

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 28, 2021
Property Address	153 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252
Document Number	1280/482
Book / Page	1280 / 482
Instrument Date	Sep 28, 2021
Instrument	2021-002436
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 727, CLARKESVILLE, GA 30523-0013

Mortgage

Document Number	0000001280/0000000484
Date	Oct 4, 2021
Book Page	0000001280/0000000484

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 21, 2020
Property Address	153 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252
Document Number	01222/1047
Book / Page	1222 / 1047
Instrument Date	May 21, 2020
Instrument	2020-001010
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 21, 2020
Property Address	153 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252
Document Number	01222/1031
Book / Page	1222 / 1031
Instrument Date	May 21, 2020
Instrument	2020-001009
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252

Mortgage

Document Number	0012221033
Date	May 21, 2020
Instrument	1222/1033

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 30, 2020
Property Address	153 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252
Document Number	01216/1080
Book / Page	1216 / 1080
Instrument Date	Mar 30, 2020
Instrument	2020-000677
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 WINDER CT, CLARKESVILLE, GA 30523-4199

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,977.00 (-3.94%) Homeowner's exemption	$116,694 (+4.34%) Land $14,000 Building $102,694	$291,734 (+4.34%) Land $35,000 Building $256,734
2025	$2,058.00 Homeowner's exemption	$111,844 (+26.57%) Land $14,000 Building $97,844	$279,610 (+26.57%) Land $35,000 Building $244,610
2023	Homeowner's exemption	$88,364 (+14.77%) Land $14,000 Building $74,364	$220,910 (+14.77%) Land $35,000 Building $185,910
2022	Homeowner's exemption	$76,992 Land $14,000 Building $62,992	$192,480 Land $35,000 Building $157,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKESVILLE serves 5,785 people · EPA ID GA1370002
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · Fiber in parts of the area	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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