145 Western Cedar Ln, Clarkesville, GA 30523 Property Records

Habersham County property record for 145 Western Cedar Ln, Clarkesville, GA 30523

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,260 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Oct 2018)
Tax Bill	$2,198 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`067 059`

Property Details

APN / Parcel Number

Primary APN	`067 059`
Alternative APNs	`676002` `390093`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Heated Area
Gross Area	2,758 sqft
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Architectural Style	Split Foyer
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Lot Width	100 ft Width
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	390093
Street Address	145 WESTERN CEDAR LN
City	CLARKESVILLE
State	GA
Zip	30523-4252
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	11-85 HWY 197 N PB 51-119 DB 1178-497
Legal Subdivision	CEDAR HILL
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	4
Census Block	4021
Census Tract	203

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Oct 26, 2018	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Prior Sale	Jun 29, 2012 · Amount on Record
Deed Document Number	20182011
Deed Book / Page	1178 / 497
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	145 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252

Mortgage

Document Number	0000001242/0000000408
Date	Dec 9, 2020
Book Page	0000001242/0000000408

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 26, 2018
Property Address	145 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252
Document Number	001178/497
Book / Page	1178 / 497
Instrument Date	Oct 26, 2018
Instrument	2018-002011
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 WESTERN CEDAR LN, CLARKESVILLE, GA 30523-4252

Mortgage

Document Number	0000001178/0000000499
Date	Oct 30, 2018
Book Page	0000001178/0000000499

Lender

Name	FIRSTBANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,198.00 Homeowner's exemption	$144,708 (+35.85%) Land $14,000 Building $130,708	$361,771 (+35.85%) Land $35,000 Building $326,771
2023	Homeowner's exemption	$106,524 (+14.44%) Land $14,000 Building $92,524	$266,310 (+14.44%) Land $35,000 Building $231,310
2022	Homeowner's exemption	$93,084 Land $14,000 Building $79,084	$232,710 Land $35,000 Building $197,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKESVILLE serves 5,785 people · EPA ID GA1370002
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · Fiber in parts of the area	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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