192 Talbott Dr, Bowling Green, KY 42103 Property Records

Warren County property record for 192 Talbott Dr, Bowling Green, KY 42103

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,083 sqft · built 2002
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Oct 2020)
Tax Bill	$3,835 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051B-16A-029`

Property Details

APN / Parcel Number

Primary APN	`051B-16A-029`
Alternative APNs	`S9994434` `275694`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,083 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.519 acres)
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	148 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	S9994434
Street Address	192 TALBOTT DR
City	BOWLING GREEN
State	KY
Zip	42103-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:29 SUBD:TALBOTT PLACE
Legal Subdivision	TALBOTT PLACE
Legal Lot Number	29
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	3
Census Block	3010
Census Tract	11401

Owner

Source: Warren County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	192 TALBOTT DR, BOWLING GREEN, KY 42103-1328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Oct 26, 2020	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Deed Document Number	1160891
Deed Book / Page	D1216 / 674
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	192 TALBOTT DR, BOWLING GREEN, KY 42103-1328
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 TALBOTT DR, BOWLING GREEN, KY 42103-1328

Mortgage

Document Number	M3200/653
Date	Sep 28, 2021
Book Page	M3200/653
Instrument	1918848

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	BOWLING GREEN, KY 42101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Aug 30, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Oct 26, 2020
Property Address	192 TALBOTT DR, BOWLING GREEN, KY 42103-1328
Document Number	0D1216/674
Book / Page	D1216 / 674
Map Reference	MB 24 PG 128
Instrument Date	Oct 20, 2020
Instrument	1160891
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 CHIPPEWA DR STE 208, 208, BOWLING GREEN, KY 42103-1381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 TALBOTT DR, BOWLING GREEN, KY 42103-1328

Mortgage

Document Number	0001160892
Date	Oct 26, 2020
Instrument	1160892

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,835.00 (+7.79%)	$455,200 (+9.69%)	$455,200 (+9.69%)
2023	$3,558.00	$415,000	$415,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Stupp Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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