181 Talbott Dr, Bowling Green, KY 42103 Property Records

Warren County property record for 181 Talbott Dr, Bowling Green, KY 42103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,410 sqft · built 2002
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$702,000 (Aug 2026)
Tax Bill	$4,902 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051B-16A-004`

Property Details

APN / Parcel Number

Primary APN	`051B-16A-004`
Alternative APNs	`J0008443` `270352` `398557`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,410 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Garage Area	585 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	88 sqft
Patio Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	181 TALBOTT DR
City	BOWLING GREEN
State	KY
Zip	42103-1370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TALBOTT PLACE
Legal Lot Number	4
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	3
Census Block	3002
Census Tract	11401

Owner

Source: Warren County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 TALBOTT DR, BOWLING GREEN, KY 42103-1370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed, Transfer · Conventional Mortgage GERMAN AMERICAN BANK
Mar 15, 2023	Deed, Transfer · Conventional Mortgage DEERE EMPLOYEES CU
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	20262182471
Deed Book / Page	1348 / 850
Prior Transfer Date	Jan 17, 2014
Prior Transfer Doc	0000847296
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Aug 3, 2026
Property Address	181 TALBOTT DR, BOWLING GREEN, KY 42103-1370
Document Number	0002182471
Book / Page	1348 / 850
Instrument Date	Jul 30, 2026
Instrument	20262182471
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,902.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 TALBOTT DR, BOWLING GREEN, KY 42103-1370

Mortgage

Document Number	0002182475,
Date	Aug 3, 2026
Instrument	20262182475

Lender

Name	GERMAN AMERICAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Mar 15, 2023
Property Address	181 TALBOTT DR, BOWLING GREEN, KY 42103-1370
Document Number	0D1276/702
Book / Page	D1276 / 702
Map Reference	MB 24 PG 128
Instrument Date	Mar 10, 2023
Instrument	1989278
Transaction Type	Transfer
Record Updated	Apr 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$582.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 TALBOTT DR, BOWLING GREEN, KY 42103-1370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 DELAPERRIERE LOOP, JEFFERSON, GA 30549-7949

Mortgage

Document Number	0001989279
Date	Mar 15, 2023
Instrument	1989279

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	10.1%

Mortgage

Document Number	0M3363/260
Date	Mar 20, 2023
Book Page	M3363/260
Instrument	1990027

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	181 TALBOTT DR, BOWLING GREEN, KY 42103-1370
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2971/670
Date	Apr 15, 2020
Book Page	M2971/670
Instrument	1136566

Lender

Name	AMERICAN BANK & TRUST COMPANY INC
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,902.00 (+37.77%)	$581,950 (+40.23%)	$581,950 (+40.23%)
2023	$3,558.00	$415,000	$415,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Stupp Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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