174 Talbott Dr, Bowling Green, KY 42103 Property Records

Warren County property record for 174 Talbott Dr, Bowling Green, KY 42103

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,741 sqft · built 2004
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Aug 2025)
Tax Bill	$5,931 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051B-16A-032`

Property Details

APN / Parcel Number

Primary APN	`051B-16A-032`
Alternative APNs	`C9585777` `385339` `400832`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,741 sqft Living Area
Basement Area	1,444 sqft
Unfinished Basement	1,444 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Basement
Garage Area	950 sqft
Driveway	Asphalt Driveway
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	33 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	174 TALBOTT DR
City	BOWLING GREEN
State	KY
Zip	42103-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TALBOTT PLACE
Legal Lot Number	32
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	3
Census Block	3002
Census Tract	11401

Owner

174 Talbott Dr is owned by two individuals who bought it in August 2025.

Source: Warren County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2075 CHESAPEAKE DR, BOWLING GREEN, KY 42104-4732
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS BANK
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit EDMONTON STATE BANK
Jun 5, 2023	Deed, Transfer
Dec 21, 2021	Deed, Transfer · Conventional Mortgage EDMONTON STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2025 · Amount on File
Deed Sale	Aug 19, 2025 · Amount on File
Prior Sale	Jun 5, 2023 · Amount on File
Deed Document Number	20252120881
Deed Book / Page	1328 / 209
Prior Transfer Date	Jun 1, 2023
Prior Transfer Doc	0D1281/652
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Recording Date	Jul 8, 2026
Property Address	174 TALBOTT DR, BOWLING GREEN, KY 42103-1322
Document Number	0002177924
Book / Page	3662 / 849
Instrument Date	Jun 29, 2026
Instrument	20262177924
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	SUMMIT LDS TITLE, SUMMIT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 TALBOTT DR, BOWLING GREEN, KY 42103-1322

Mortgage

Document Number	0002177924,
Date	Jul 8, 2026
Book Page	3662/849
Instrument	20262177924

Lender

Name	FARMERS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 10, 2036

Interest

Rate	6.53%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	174 TALBOTT DR, BOWLING GREEN, KY 42103-1322
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 TALBOTT DR, BOWLING GREEN, KY 42103-1322

Mortgage

Document Number	0M3244/431
Date	Jan 25, 2022
Book Page	M3244/431
Instrument	1936055

Lender

Name	EDMONTON STATE BANK
Type	Bank
Address	GLASGOW, KY 42141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jun 5, 2023
Property Address	174 TALBOTT DR, BOWLING GREEN, KY 42103-1322
Document Number	0D1281/652
Book / Page	D1281 / 652
Map Reference	MB 24 PG 128
Instrument Date	Jun 1, 2023
Instrument	2002629
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount on Record
Tax	$704.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 MERLOUN DR, OLIVE BRANCH, MS 38654-2006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	174 TALBOTT DR, BOWLING GREEN, KY 42103-1322

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Dec 21, 2021
Property Address	174 TALBOTT DR, BOWLING GREEN, KY 42103-1322
Document Number	0D1247/520
Book / Page	D1247 / 520
Instrument Date	Dec 17, 2021
Instrument	1931869
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 50905, BOWLING GREEN, KY 42102-4205

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	174 TALBOTT DR, BOWLING GREEN, KY 42103-1322

Mortgage

Document Number	0001931870
Date	Dec 21, 2021
Instrument	1931870

Lender

Name	EDMONTON STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 174 Talbott Dr was $5,931.

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,931.00	$704,000	$704,000
2023	$4,802.00 (+7.14%)	$560,000 (-)	$560,000 (-)
2022	$4,482.00	$560,000	$560,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 Talbott Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 Talbott Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Stupp Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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