Central Falls City property record for 192 Cottage St, Central Falls, RI 02863
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,446 sqft · built 1939 |
| Lot Size | 0.131 acres (5,711 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Jul 1996) |
| Tax Bill | $4,830 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-0724-10 |
| Primary APN | 6-0724-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,446 sqft Living Area |
| Gross Area | 3,390 sqft |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 1,128 sqft |
| Unfinished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,711 sqft (0.131 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 6-0724-10 |
|---|---|
| Street Address | 192 COTTAGE ST |
| City | CENTRAL FALLS |
| State | RI |
| Zip | 02863-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Jurisdiction | CENTRAL FALLS RI |
| Township / Civil Division | CENTRAL FALLS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10900 |
Source: Central Falls City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 192 COTTAGE ST, CENTRAL FALLS, RI 02863-1406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION |
| Sep 21, 2019 | Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 1996 · Amount on Record |
| Deed Sale | Jul 31, 1996 · Amount on Record |
| Deed Book / Page | 319 / 243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Property Address | 192 COTTAGE ST, CENTRAL FALLS, RI 02863-1406 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001111-335 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 1111/335 |
| Instrument | 227 |
| Name | COASTAL ONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRAL FALLS RI |
| Property Address | 192 COTTAGE ST, CENTRAL FALLS, RI 02863-1406 |
| Document Number | 963-19 |
| Instrument Date | Sep 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 192 COTTAGE ST CENTRAL FALLS RI 028631406, CENTRAL FALLS, RI 02863-1406 |
| Document Number | 963-19 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 000963/000019 |
| Instrument | 1306 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Central Falls City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Central Falls City |
| Unified School District | Central Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,830.00 (-3.57%) | $365,600 (+35.41%) Land $108,000 Building $257,600 | $426,501 |
| 2023 | $5,009.00 (+54.6%) | $270,000 (-) Land $80,600 Building $189,400 | |
| 2022 | $3,240.00 | $270,000 Land $80,600 Building $189,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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