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168 Cottage St, Central Falls, RI 02863 Property Records

Central Falls City property record for 168 Cottage St, Central Falls, RI 02863

Property Summary

Property TypeMulti-Family Dwellings
Details6 bd · 2 ba · 2,396 sqft · built 1920
Lot Size0.13 acres (5,650 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Nov 2022)
Tax Bill$5,417 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6-0761-60

Property Details

APN / Parcel Number

Primary APN6-0761-60
Alternative APN
  • CENT M:04 P:325

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,396 sqft Living Area
Gross Area3,770 sqft
1st Floor Area1,306 sqft
Basement Area1,090 sqft
Unfinished Basement1,090 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,650 sqft (0.13 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number6-0761-60
Street Address168 COTTAGE ST
CityCENTRAL FALLS
StateRI
Zip02863-1406
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-2
JurisdictionCENTRAL FALLS RI
Township / Civil DivisionCENTRAL FALLS
Census Block Group2
Census Block2013
Census Tract10900

Owner

Source: Central Falls City records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address168 COTTAGE ST, CENTRAL FALLS, RI 02863-1406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage
NEWREZ LLC
Nov 4, 2022Warranty Deed, Transfer · FHA Mortgage
KIND LENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2022 · Amount on File
Deed SaleNov 4, 2022 · Amount on File
Prior SaleNov 17, 2017 · Amount on File
Deed Document Number20221603
Deed Book / Page1042 / 197
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRAL FALLS RI
Recording DateMay 20, 2026
Property Address168 COTTAGE ST, CENTRAL FALLS, RI 02863-1406
Document Number0001117-92
Book / Page1117 / 92
Instrument DateMay 15, 2026
Instrument2026621
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address168 COTTAGE ST, CENTRAL FALLS, RI 02863-1406

Mortgage

Document Number0000000621,
DateMay 20, 2026
Book Page1117/92
Instrument2026621
Lender
NameNEWREZ LLC
Agreement
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCENTRAL FALLS RI
Recording DateNov 4, 2022
Property Address168 COTTAGE ST, CENTRAL FALLS, RI 02863-1406
Document Number001042-197
Book / Page1042 / 197
Instrument DateNov 4, 2022
Instrument1603
Transaction TypeTransfer
Record UpdatedOct 23, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address168 COTTAGE ST, CENTRAL FALLS, RI 02863-1406

Mortgage

Document Number0000001604
DateNov 4, 2022
Instrument1604
Lender
NameKIND LENDING
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCentral Falls City
Unified School DistrictCentral Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,417.00 (+2.21%)$410,100 (+43.54%) Land $107,700 Building $302,400
2023$5,300.00 (+54.61%)$285,700 (-) Land $80,500 Building $205,200
2022$3,428.00$285,700 Land $80,500 Building $205,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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