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184 Cottage St, Central Falls, RI 02863 Property Records

Central Falls City property record for 184 Cottage St, Central Falls, RI 02863

Property Summary

Property TypeMulti-Family Dwellings
Details6 bd · 2.5 ba · 2,802 sqft · built 1915
Lot Size0.131 acres (5,698 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Feb 2023)
Tax Bill$5,213 (2025)
Deeds & MortgagesAug 2021 Refinance
Feb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2-0352-01

Property Details

APN / Parcel Number

Primary APN2-0352-01
Alternative APN
  • CENT M:04 P:327

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,802 sqft Living Area
Gross Area3,515 sqft
1st Floor Area1,121 sqft
Basement Area1,121 sqft
Unfinished Basement561 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,698 sqft (0.131 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2-0352-01
Street Address184 COTTAGE ST
CityCENTRAL FALLS
StateRI
Zip02863-1406
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-2
JurisdictionCENTRAL FALLS RI
Township / Civil DivisionCENTRAL FALLS
Census Block Group2
Census Block2013
Census Tract10900

Owner

Source: Central Falls City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address184 COTTAGE ST, CENTRAL FALLS, RI 02863-1406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE AFFINITY LLC
Feb 1, 2023Warranty Deed, Transfer · FHA Mortgage
RHODE ISLAND HOUSING & MTG FIN CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2023 · Amount on Record
Deed SaleFeb 1, 2023 · Amount on Record
Prior SaleJan 19, 2010 · Amount on Record
Transfer Doc000749-111
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRAL FALLS RI
Property Address184 COTTAGE ST, CENTRAL FALLS, RI 02863-1406
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001009-114
DateAug 12, 2021
Book Page1009/114
Instrument1254
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCENTRAL FALLS RI
Recording DateFeb 1, 2023
Property Address184 COTTAGE ST, CENTRAL FALLS, RI 02863-1406
Document Number001047-148
Book / Page1047 / 148
Instrument DateJan 31, 2023
Instrument147
Transaction TypeTransfer
Record UpdatedOct 23, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address184 COTTAGE ST, CENTRAL FALLS, RI 02863-1406

Mortgage

Document Number0000000148
DateFeb 1, 2023
Instrument148
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number001047-166
DateFeb 1, 2023
Book Page1047/166
Instrument149
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCentral Falls City
Unified School DistrictCentral Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,213.00 (+7.13%)$394,600 (+50.44%) Land $107,900 Building $286,700
2023$4,866.00 (+6.24%)$262,300 (-) Land $80,600 Building $181,700
2022$4,580.00$262,300 Land $80,600 Building $181,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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