1845 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1845 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1962
Square Footage	803 sqft Living Area
Lot Size	7,620 sqft (0.175 acres)
Occupancy	Owner Occupied
Last Sale	$115,000 (2021)
Tax Bill	$2,682.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-36-457-029`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	803 sqft Living Area
1st Floor	803 sqft 1st Floor
Basement Area	803 sqft Basement
Finished Basement	350 sqft Finished
Unfinished Basement	803 sqft Unfinished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,620 sqft (0.175 acres)
Depth X Width	127 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	480 sqft Garage

Exterior Amenities

Deck Area	380 sqft Deck
Patio Area	380 sqft Patio
Porch	1 Porch
Porch Area	112 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1845 E RIDGEWAY AVE
City	WATERLOO
State	IA
Zip	50702-3529
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLEASANT VIEW ADDITION LOT 462 AND E 1/2 LOT 461
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	PLEASANT VIEW ADDITION
Legal Lot Number	461,462
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	3
Census Block	3020
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-457-029

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1845 E RIDGEWAY AVE, WATERLOO, IA 50702-3529
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Deed Doc Number	202115721
Record Refreshed	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 25, 2021
Property Address	1845 E RIDGEWAY AVE, WATERLOO, IA 50702-3529
Document Number	202100015721
Instrument Date	Jan 22, 2021
Instrument	202100015721
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1845 E RIDGEWAY AVE, WASHBURN, IA 50702-3529

Mortgage

Document Number	202100015722
Date	Jan 25, 2021
Instrument	202100015722

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,682.00 Homeowner's exemption	$144,000 (+7.61%) Land $20,370 Building $123,630	$144,000 (+7.61%) Land $20,370 Building $123,630
2024	$2,682.00 (+22.24%)
2023		$133,820 (+23.04%) Land $20,370 Building $113,450	$133,820 (+23.04%) Land $20,370 Building $113,450
2022	$2,194.00 Homeowner's exemption	$108,760 Land $20,370 Building $88,390
2021			$108,760 Land $20,370 Building $88,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.