1918 Hemlock Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1918 Hemlock Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,596 sqft · built 2003
Lot Size	0.192 acres (8,385 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2020)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-105-015`

Property Details

APN / Parcel Number

Primary APN	`09-25-105-015`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,596 sqft Living Area
Gross Area	4,131 sqft
1st Floor Area	1,524 sqft
Basement Area	1,083 sqft

Exterior

Year Built	Built 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	8,385 sqft
Lot Dimensions	135 ft deep x 80 ft wide
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	562 sqft
Deck Area	576 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1918 HEMLOCK DR
City	MCHENRY
State	IL
Zip	60050-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0018686 LT 8 RIVERSIDE HOLLOW MEMO: CLEMENTS, JONATHAN T/JESSICA R
Legal Range	08E
Legal Township	45N
Legal Section	25
Legal Subdivision	RIVERSIDE HOLLOW
Legal Lot Number	8
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1019
Census Tract	870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1918 HEMLOCK DR, MCHENRY, IL 60050-2652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage COMPASS MORTGAGE INC
May 28, 2020	Special Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC
Oct 29, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Nov 16, 2017	Loan Modification, Mortgage HOME ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	Oct 29, 2019
Deed Document Number	2020R0018686
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1918 HEMLOCK DR, MCHENRY, IL 60050-2652
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 HEMLOCK DR, MCHENRY, IL 60050-2652

Mortgage

Document Number	0000001532
Date	Jan 20, 2023
Instrument	2023R0001532

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1918 HEMLOCK DR, MCHENRY, IL 60050-2652
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013107
Date	Mar 10, 2021
Instrument	2021R0013107

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 28, 2020
Property Address	1918 HEMLOCK DR, MCHENRY, IL 60050-2652
Document Number	0000018686
Map Reference	DOC 2002R0069589
Instrument Date	Apr 17, 2020
Instrument	2020R0018686
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1918 HEMILOO DRIVE, MCHENRY, IL 60050

Mortgage

Document Number	0000018687
Date	May 28, 2020
Instrument	2020R0018687

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 29, 2019
Property Address	1918 HEMLOCK DR, MCHENRY, IL 60050-2652
Document Number	0000036625
Instrument Date	Oct 18, 2019
Instrument	36625
Transaction Type	Foreclosure
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	40 GRANT ST CRYSTAL LAKE IL 600144314, CRYSTAL LAKE, IL 60014-4314

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	1918 HEMLOCK DR, MCHENRY, IL 60050-2652
Document Number	0000045069
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 HEMLOCK DR MCHENRY IL 600502652, MCHENRY, IL 60050-2652

Mortgage

Document Number	0000045069
Date	Dec 5, 2017
Instrument	45069

Lender

Name	HOME ST BK
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Dec 4, 2044

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$91,053 Land $16,771 Building $74,282	$273,159 Land $50,313 Building $222,846

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	30 (1978–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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