1914 Hemlock Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1914 Hemlock Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	6 ba · 2,914 sqft · built 2003
Lot Size	0.325 acres (14,175 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jul 2022)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-25-105-016`

Property Details

APN / Parcel Number

Primary APN	`09-25-105-016`

Interior

Full Baths	6 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,914 sqft Living Area
Gross Area	4,904 sqft
1st Floor Area	1,904 sqft
Basement Area	1,480 sqft
Finished Basement	1,184 sqft

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,175 sqft
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	135 sqft
Deck Area	190 sqft
Patio Area	822 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1914 HEMLOCK DR
City	MCHENRY
State	IL
Zip	60050-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0026896 LT 7 RIVERSIDE HOLLOW
Legal Range	08E
Legal Township	45N
Legal Section	25
Legal Subdivision	RIVERSIDE HOLLOW
Legal Lot Number	7
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1019
Census Tract	870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1914 HEMLOCK DR, MCHENRY, IL 60050-2652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · FHA Mortgage PLANET HOME LENDING LLC
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	May 7, 2003 · Amount on Record
Deed Document Number	2022R0026896
Record Updated	Jun 7, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 29, 2022
Property Address	1914 HEMLOCK DR, MCHENRY, IL 60050-2652
Document Number	0000026896
Map Reference	DOC 2002R0069589
Instrument Date	Jun 27, 2022
Instrument	2022R0026896
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 HEMLOCK DR, MCHENRY, IL 60050-2652

Mortgage

Document Number	0000026897
Date	Jul 29, 2022
Instrument	2022R0026897

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate	5.62%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1914 HEMLOCK DR, MCHENRY, IL 60050-2652
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027865
Date	May 21, 2021
Instrument	2021R0027865

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$93,010 Land $16,771 Building $76,239	$279,030 Land $50,313 Building $228,717

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	30 (1978–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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