1906 Hemlock Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1906 Hemlock Dr, McHenry, IL 60050 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,136 sqft · built 2003
Lot Size	0.249 acres (10,880 sqft)
Owner	Individual Name on File
Last Sale	$251,500 (Mar 2017)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-105-018`

Property Details

APN / Parcel Number

Primary APN	`09-25-105-018`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,136 sqft Living Area
Gross Area	5,042 sqft
1st Floor Area	1,820 sqft
Basement Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	10,880 sqft
Lot Dimensions	136 ft deep x 80 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Deck Area	192 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1906 HEMLOCK DR
City	MCHENRY
State	IL
Zip	60050-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0009800 LT 5 RIVERSIDE HOLLOW MEMO: HUTCHINSON, DENNIS J/STEPHANIE R
Legal Range	08E
Legal Township	45N
Legal Section	25
Legal Subdivision	RIVERSIDE HOLLOW
Legal Lot Number	5
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1019
Census Tract	870604

Owner

Source: McHenry County records · APN 09-25-105-018

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1906 HEMLOCK DR, MCHENRY, IL 60050-2652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 05, 2020	Deed of Trust, Mortgage · Conventional with PMI CONSUMERS CU
Nov 07, 2019	Deed of Trust, Mortgage · Conventional with PMI CONSUMERS CU
Mar 20, 2017	Warranty Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Prior Sale	Oct 12, 2016
Deed Document Number	2017R0009800
Record Updated	Jun 07, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1906 HEMLOCK DR, MCHENRY, IL 60050-2652
Transaction Type	Mortgage
Record Updated	Jul 05, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034205
Date	Jun 23, 2021
Instrument	2021R0034205

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate	2.99%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1906 HEMLOCK DR, MCHENRY, IL 60050-2652
Document Number	0000023627
Instrument Date	Jun 05, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	MIS BOX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1906 HEMLOCK DR MCHENRY IL 600502652, MCHENRY, IL 60050-2652

Mortgage

Document Number	0000023627
Date	Jun 29, 2020
Instrument	23627

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031-1811

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1906 HEMLOCK DR, MCHENRY, IL 60050-2652
Document Number	0000040702
Instrument Date	Nov 07, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	MIS BOX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1906 HEMLOCK DR MCHENRY IL 600502652, MCHENRY, IL 60050-2652

Mortgage

Document Number	0000040702
Date	Nov 26, 2019
Instrument	40702

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031-1811

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Nov 25, 2039

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 20, 2017
Property Address	1906 HEMLOCK DR, MCHENRY, IL 60050-2652
Document Number	0000009800
Map Reference	DOC500R0063589
Instrument Date	Feb 22, 2017
Instrument	2017R0009800
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$376.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1906 HEMLOCK DR, MCHENRY, IL 60050-2652

Mortgage

Document Number	0000009801
Date	Mar 20, 2017
Instrument	2017R0009801

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption Additional exemption filed	$97,152 Land $16,771 Building $80,381	$291,456 Land $50,313 Building $241,143

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118706041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	30 (1978–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Jul 2017, river or lake flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Apr 1993 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 291 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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