1917 Howell St, Covington, KY 41014 Property Records

Kenton County property record for 1917 Howell St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,031 sqft · built 1950
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (Mar 2023)
Tax Bill	$2,345 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-08-017.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-08-017.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,031 sqft Finished Area
Gross Area	1,127 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1917 HOWELL ST
City	COVINGTON
State	KY
Zip	41014-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOLF JOHN LOT 14 2ND
Legal Subdivision	WOLF JOHN
Legal Phase	2
Legal Lot Number	14
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3005
Census Tract	65000

Owner

1917 Howell St is owned and occupied by two individuals who bought it in March 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1917 HOWELL ST, COVINGTON, KY 41014-1123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit AMY DRESSMAN
Nov 1, 2022	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Aug 2, 2018	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES
Dec 27, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2023 · Amount on File
Deed Sale	Mar 2, 2023 · Amount on File
Prior Sale	Nov 1, 2022 · Amount on File
Deed Document Number	2023122
Deed Book / Page	215 / 899
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 2, 2023
Property Address	1917 HOWELL ST, COVINGTON, KY 41014-1123
Document Number	0005900122
Book / Page	KC 215 / 899
Map Reference	PL 335
Instrument Date	Feb 28, 2023
Instrument	23030205900122
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2335 BUTTERMILK XING # 159, 159, CRESCENT SPRINGS, KY 41017-1622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1917 HOWELL ST, COVINGTON, KY 41014-1123

Mortgage

Document Number	0005900123
Date	Mar 2, 2023
Instrument	23030205900123

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1917 HOWELL ST, COVINGTON, KY 41014-1123
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2335 BUTTERMILK XING 159, 159, CRESCENT SPRINGS, KY 41017-1622

Mortgage

Document Number	0005900035
Date	Nov 15, 2022
Book Page	420/982
Instrument	22111505900035

Lender

Name	AMY DRESSMAN
Type	Private Party
Address	1727 E GALBRAITH RD, CINCINNATI, OH 45215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	23 Months
Due	Oct 26, 2024

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 1, 2022
Property Address	1917 HOWELL ST, COVINGTON, KY 41014-1123
Document Number	0005900104
Book / Page	198 / 237
Map Reference	PL 335
Instrument Date	Oct 28, 2022
Instrument	22110105900104
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	337 FARMINGTON DR, 337, LAKESIDE PARK, KY 41017-3197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2335 BUTTERMILK XING # 159, 159, CRESCENT SPRINGS, KY 41017-1622
Investor	Possibly a Property Investor

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 2, 2018
Property Address	1917 HOWELL ST, COVINGTON, KY 41014-1123
Document Number	0000000069
Book / Page	0C6467 / 000303
Instrument Date	Jul 26, 2018
Instrument	69
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$22.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 FARMINGTON DR LAKESIDE PARK KY 410173197, LAKESIDE PARK, KY 41017-3197

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Dec 27, 2017
Property Address	1917 HOWELL ST, COVINGTON, KY 41014-1123
Document Number	0000000380
Book / Page	0C6323 / 000343
Instrument Date	Dec 4, 2017
Instrument	380
Transaction Type	Foreclosure
Record Updated	Mar 29, 2018

Transaction

Amount	Amount on Record
Tax	$11.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	MAUREEN WOODS 1021 NW 49TH ST FORT LAUDERDALE FL 33309, FORT LAUDERDALE, FL 33309

Tax Assessment & Valuation

The 2025 property tax bill for 1917 Howell St was $2,345.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,000 (-) Land $10,000 Building $167,000	$177,000 (-) Land $10,000 Building $167,000
2025	$2,345.00	$177,000 Land $5,000 Building $172,000	$177,000 Land $5,000 Building $172,000
2023	$1,465.00 (-6.15%)	$110,000 (-6.94%) Land $5,000 Building $105,000	$110,000 (-6.94%) Land $5,000 Building $105,000
2022	$1,561.00	$118,200 Land $5,000 Building $113,200	$118,200 Land $5,000 Building $113,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1917 Howell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1917 Howell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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