1914 Howell St, Covington, KY 41014 Property Records

Kenton County property record for 1914 Howell St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft
Lot Size	0.038 acres (1,653 sqft)
Owner	Individual Name on File
Last Sale	$57,000 (May 2018)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-12-21-006.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-21-006.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,116 sqft Finished Area
Gross Area	1,196 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	1,653 sqft (0.038 acres)
Lot Dimensions	56.9 ft deep x 29.1 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1914 HOWELL ST
City	COVINGTON
State	KY
Zip	41014-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD PT LOTS 93-94 29.07X56.88' ES HOWELL 116.26' N 20TH IRREG
Legal Subdivision	HOWARD & CO
Legal Lot Number	93,94
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3004
Census Tract	65000

Owner

1914 Howell St is owned and occupied by an individual who bought it in May 2018.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1914 HOWELL ST, COVINGTON, KY 41014-1124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
May 4, 2018	Warranty Deed, Transfer AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Prior Sale	Mar 17, 2015 · Amount on File
Deed Document Number	201805 04 059 00140
Deed Book / Page	6405 / 4
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1914 HOWELL ST, COVINGTON, KY 41014-1124
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900195
Date	Mar 8, 2022
Book Page	345/732
Instrument	22030805900195

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 4, 2018
Property Address	1914 HOWELL ST, COVINGTON, KY 41014-1124
Document Number	0000000140
Book / Page	0C6405 / 000004
Instrument Date	Apr 17, 2018
Instrument	140
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 HOWELL ST COVINGTON KY 410141124, COVINGTON, KY 41014-1124

Mortgage

Document Number	141
Date	May 4, 2018
Book Page	0C6405/000008
Instrument	141

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 3, 2048

Mortgage

Document Number	142,
Date	May 4, 2018
Book Page	0C6405/000022
Instrument	142

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 3, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 1914 Howell St was $1,030.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,800 (+101.54%) Land $10,000 Building $146,800	$156,800 (+101.54%) Land $10,000 Building $146,800
2025	$1,030.00	$77,800 Land $5,000 Building $72,800	$77,800 Land $5,000 Building $72,800
2023	$1,036.00	$77,800 Land $5,000 Building $72,800	$77,800 Land $5,000 Building $72,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1914 Howell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1914 Howell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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