1912 Howell St, Covington, KY 41014 Property Records

Kenton County property record for 1912 Howell St, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,566 sqft · built 1926
Lot Size0.074 acres (3,257 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (Mar 2019)
Tax Bill$1,495 (2025)
Deeds & MortgagesMar 2019 Transfer
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN055-12-21-005.00

Property Details

APN / Parcel Number

Primary APN055-12-21-005.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,566 sqft Finished Area
Gross Area1,938 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area3,257 sqft (0.074 acres)
Lot Dimensions96.7 ft deep x 35.1 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1912 HOWELL ST
CityCOVINGTON
StateKY
Zip41014-1124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOWARD PT LOTS 104-105-106 35.08'X 96.71' IRREG
Legal SubdivisionHOWARD & CO
Legal Phase6
Legal Lot Number104,10
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3004
Census Tract65000

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1912 HOWELL ST, COVINGTON, KY 41014-1124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2019Affidavit of Death, Transfer
ATTORNEY ONLY
Mar 1, 2019Grant Deed, Transfer · Conventional Mortgage
FIFTH THIRD BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2019 · Amount on Record
Deed SaleMar 1, 2019 · Amount on Record
Deed Document Number201903 01 059 00173
Deed Book / Page6609 / 328
Record UpdatedOct 29, 2026

March 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionKENTON KY
Recording DateMar 1, 2019
Property Address1912 HOWELL ST, COVINGTON, KY 41014-1124
Document Number0000000171
Book / Page0C6609 / 000326
Instrument DateFeb 28, 2019
Instrument171
Transaction TypeTransfer
Record UpdatedMar 13, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3435 MISTY CREEK DR ERLANGER KY 410182682, ERLANGER, KY 41018-2682

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateMar 1, 2019
Property Address1912 HOWELL ST, COVINGTON, KY 41014-1124
Document Number0000000173
Book / Page0C6609 / 000328
Instrument DateFeb 21, 2019
Instrument173
Transaction TypeTransfer
Record UpdatedMar 13, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$60.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLifetime Benefit
Address1912 HOWELL ST COVINGTON KY 410141124, COVINGTON, KY 41014-1124

Mortgage

Document Number174
DateMar 1, 2019
Book Page0C6609/000337
Instrument174
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 28, 2034

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$154,200 (+36.58%) Land $10,000 Building $144,200$154,200 (+36.58%) Land $10,000 Building $144,200
2025$1,495.00 (-0.53%)$112,900 (-) Land $5,000 Building $107,900$112,900 (-) Land $5,000 Building $107,900
2023$1,503.00$112,900 Land $5,000 Building $107,900$112,900 Land $5,000 Building $107,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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