Bay County property record for 1916 Kaiser Tower Rd, Pinconning, MI 48650
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,620 sqft · built 1996 |
| Lot Size | 12.1 acres (530,561 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Dec 2019) |
| Tax Bill | $4,965 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-014-100-020-00 |
| Primary APN | 040-014-100-020-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,620 sqft Living Area |
| 1st Floor Area | 1,310 sqft |
| Basement Area | 1,310 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 530,561 sqft (12.1 acres) |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1916 KAISER TOWER RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-7448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SE |
| Legal Description | COM 653.79 FT SLY & 66 FT ELY OF NW COR OF SEC TH SLY 471.83 FT TH ELY 1132.18 FT TH NLY 471.08 FT ALG WLY ROW LI MCRR TH WLY |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRASER |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 286200 |
1916 Kaiser Tower Rd is owned and occupied by an individual who bought it in December 2019.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1916 KAISER TOWER RD, PINCONNING, MI 48650-7448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit WILDFIRE CU |
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WILDFIRE CU |
| Dec 27, 2019 | Warranty Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2019 · Amount on File |
| Deed Sale | Dec 27, 2019 · Amount on File |
| Prior Sale | Nov 21, 1996 · Amount on File |
| Deed Document Number | 201917334 |
| Prior Transfer Date | Aug 19, 2014 |
| Prior Transfer Doc | 0030460576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1916 KAISER TOWER RD, PINCONNING, MI 48650-7448 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1916 KAISER TOWER RD, PINCONNING, MI 48650-7448 |
| Document Number | 0000015225 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 202515225 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 4, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1916 KAISER TOWER RD, PINCONNING, MI 48650-7448 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1916 KAISER TOWER RD, PINCONNING, MI 48650-7448 |
| Document Number | 0000002924 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 202202924 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Dec 27, 2019 |
| Property Address | 1916 KAISER TOWER RD, PINCONNING, MI 48650-7448 |
| Document Number | 0000017334 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 17334 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,892.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2298 JOSE RD KAWKAWLIN MI 486319437, KAWKAWLIN, MI 48631-9437 |
| Document Number | 17335 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 17335 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2049 |
The 2026 property tax bill for 1916 Kaiser Tower Rd was $4,965 with a homeowner's exemption, up 192.7% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Fraser Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,965.00 (+192.75%) Homeowner's exemption | $216,200 (+4.9%) | $432,400 (+4.9%) |
| 2025 | $1,696.00 Homeowner's exemption | $206,100 | $412,200 |
| 2023 | $163,800 | $327,600 | |
| 2022 | $4,346.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1916 Kaiser Tower Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 16 (1983–2020) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1916 Kaiser Tower Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures