Bay County property record for 1857 Kaiser Tower Rd, Pinconning, MI 48650
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,809 sqft · built 1973 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Nov 2020) |
| Tax Bill | $252 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-015-200-100-00 |
| Primary APN | 040-015-200-100-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,809 sqft Living Area |
| 1st Floor Area | 1,174 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1857 KAISER TOWER RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-7449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SE |
| Legal Description | N 115 FT OF E 233 FT OF N 15 A OF SE 1/4 OF NE 1/4 LYG ELY OF E ROW OF HWY US-23. SEC 15 T16N R4E 5-11-72 |
| Legal Range | 04E |
| Legal Township | 16N |
| Legal Section | 15 |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRASER |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 286200 |
1857 Kaiser Tower Rd is owned and occupied by two individuals who bought it in November 2020.
Source: Bay County records, as of May 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1857 KAISER TOWER RD, PINCONNING, MI 48650-7449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 7, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jul 18, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2020 · Amount on File |
| Deed Sale | Nov 10, 2020 · Amount on File |
| Prior Sale | Feb 9, 2006 · Amount on File |
| Deed Document Number | 202016176 |
| Prior Transfer Date | May 16, 2012 |
| Prior Transfer Doc | 0028750858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1857 KAISER TOWER RD, PINCONNING, MI 48650-7449 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1857 KAISER TOWER RD, PINCONNING, MI 48650-7449 |
| Document Number | 0000012371 |
|---|---|
| Date | Nov 7, 2023 |
| Instrument | 202312371 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1857 KAISER TOWER RD, PINCONNING, MI 48650-7449 |
| Document Number | 0000016360 |
| Instrument Date | Nov 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1857 KAISER TOWER RD PINCONNING MI 486507449, PINCONNING, MI 48650-7449 |
| Document Number | 0000016360 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 16360 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1857 KAISER TOWER RD, PINCONNING, MI 48650-7449 |
| Document Number | 0000010182 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1857 KAISER TOWER RD PINCONNING MI 486507449, PINCONNING, MI 48650-7449 |
| Document Number | 0000010182 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 10182 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2048 |
The 2026 property tax bill for 1857 Kaiser Tower Rd was $252 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Fraser Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252.00 Homeowner's exemption | $89,000 (+4.46%) | $178,000 (+4.46%) |
| 2025 | $85,200 | $170,400 | |
| 2024 | $244.00 | ||
| 2022 | $222.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1857 Kaiser Tower Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1986–2020) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jan 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1857 Kaiser Tower Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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