1915 Grafton Rd, Elyria, OH 44035 Property Records

Lorain County property record for 1915 Grafton Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,382 sqft · built 1950
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Tax Bill	$2,488 (2025)
Deeds & Mortgages	Oct 2022 Refinance Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-004-128-008`

Property Details

APN / Parcel Number

Primary APN	`10-00-004-128-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,382 sqft Living Area
1st Floor Area	744 sqft
2nd Floor Area	216 sqft
Upper Floors Area	422 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Patio Area	504 sqft
Quonset Hut	432 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1915 GRAFTON RD
City	ELYRIA
State	OH
Zip	44035-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-10-004H -090-00
Legal Subdivision	CARLISLE SEC 04
Legal Block	128
Legal Lot Number	4
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1022
Census Tract	71300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1915 GRAFTON RD, ELYRIA, OH 44035-8317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FSLA OF CLEVELAND
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2003
Deed Sale	Mar 3, 2003
Deed Document Number	2003090806
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1915 GRAFTON RD, ELYRIA, OH 44035-8317
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000896720
Date	Oct 28, 2022
Instrument	2022-0896720

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	60 Months
Due	Oct 26, 2027

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1915 GRAFTON RD, ELYRIA, OH 44035-8317
Document Number	0000763985
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	THIRD CAPITAL TITLE NEO, THIRD CAP TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 GRAFTON RD ELYRIA OH 440358317, ELYRIA, OH 44035-8317

Mortgage

Document Number	0000763985
Date	Jun 10, 2020
Instrument	763985

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 9, 2035

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,488.00	$56,710 (+1.77%) Land $11,560 Building $45,150	$162,020 (+1.76%) Land $33,020 Building $129,000
2024	$2,488.00 (+21.25%)	$55,724 (+35.31%) Land $11,557 Building $44,167	$159,210 (+35.31%) Land $33,020 Building $126,190
2023	$2,052.00 (+7.21%)	$41,182 (+6.83%) Land $11,148 Building $30,034	$117,660 (+6.84%) Land $31,850 Building $85,810
2022	$1,914.00	$38,550 Land $11,150 Building $27,400
2021			$110,130 Land $31,850 Building $78,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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