1914 Grafton Rd, Elyria, OH 44035 Property Records

Lorain County property record for 1914 Grafton Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 1928
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,957 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-105-006`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-105-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,808 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Lot Area	68,389 sqft (1.57 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	160 sqft
Patio Area	32 sqft
Balcony	Balcony
Balcony Area	160 sqft
Lean-To	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	1914 GRAFTON RD
City	ELYRIA
State	OH
Zip	44035-8318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-10-005E -006-00
Legal Subdivision	CARLISLE
Legal Block	105
Legal Lot Number	5
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1020
Census Tract	71300

Owner

1914 Grafton Rd is owned and occupied by two individuals who acquired it in May 2020.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	1914 GRAFTON RD, ELYRIA, OH 44035-8318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020
Deed Sale	May 29, 2020
Prior Sale	Jun 14, 2000 · Amount on File
Deed Document Number	2020091679
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1914 GRAFTON RD, ELYRIA, OH 44035-8318
Document Number	0000782819
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 GRAFTON RD ELYRIA OH 440358318, ELYRIA, OH 44035-8318

Mortgage

Document Number	0000782819
Date	Oct 9, 2020
Instrument	782819

Lender

Name	HUNTINGTON NAT'L BK/COLUMBUS
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1914 Grafton Rd was $3,957.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,957.00	$90,990 (%) Land $20,020 Building $70,970	$259,980 (-) Land $57,200 Building $202,780
2024	$3,957.00 (+15.47%)	$90,993 (+31.02%) Land $20,020 Building $70,973	$259,980 (+31.02%) Land $57,200 Building $202,780
2023	$3,427.00 (+0.32%)	$69,451 (+%) Land $19,079 Building $50,372	$198,430 Land $54,510 Building $143,920
2022	$3,416.00	$69,450 Land $19,080 Building $50,370
2021			$198,430 Land $54,510 Building $143,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1914 Grafton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1914 Grafton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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