1912 Grafton Rd, Elyria, OH 44035 Property Records

Lorain County property record for 1912 Grafton Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,550 sqft · built 1932
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,500 (Nov 2018)
Tax Bill	$4,338 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-105-005`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-105-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,550 sqft Living Area
Gross Area	4,700 sqft
1st Floor Area	819 sqft
Basement Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	642 sqft
Deck Area	432 sqft
Patio Area	300 sqft
Canopy	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1912 GRAFTON RD
City	ELYRIA
State	OH
Zip	44035-8318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20090287854
Legal Subdivision	ORIGINAL CARLISLE TOWNSHIP
Legal Block	105
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1020
Census Tract	71300

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1912 GRAFTON RD, ELYRIA, OH 44035-8318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2020	Deed of Trust, Mortgage · Conventional with PMI UNION HM MTG CORP
Nov 8, 2018	Grant Deed, Transfer · Conventional with PMI UNION HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Prior Sale	Mar 16, 2000 · Amount on Record
Deed Document Number	2018694387
Prior Transfer Date	Feb 12, 2015
Prior Transfer Doc	20150534804
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1912 GRAFTON RD, ELYRIA, OH 44035-8318
Document Number	0000770594
Instrument Date	Jul 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1912 GRAFTON RD ELYRIA OH 440358318, ELYRIA, OH 44035-8318

Mortgage

Document Number	0000770594
Date	Jul 23, 2020
Instrument	770594

Lender

Name	UNION HM MTG CORP
Address	CLEVELAND, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jul 22, 2040

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 8, 2018
Property Address	1912 GRAFTON RD, ELYRIA, OH 44035-8318
Document Number	0000694387
Instrument Date	Nov 7, 2018
Instrument	694387
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	NEWMAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1912 GRAFTON RD ELYRIA OH 440358318, ELYRIA, OH 44035-8318

Mortgage

Document Number	694388
Date	Nov 8, 2018
Instrument	694388

Lender

Name	UNION HM MTG
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2048

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,338.00 (-2.47%) Homeowner's exemption	$99,730 (+0.01%) Land $21,700 Building $78,030	$284,920 (-) Land $61,990 Building $222,930
2024	$4,448.00 (+21.03%)	$99,722 (+33.87%) Land $21,697 Building $78,026	$284,920 (+33.87%) Land $61,990 Building $222,930
2023	$3,675.00 (+0.3%)	$74,491 (+%) Land $20,503 Building $53,988	$212,830 (-) Land $58,580 Building $154,250
2022	$3,664.00	$74,490 Land $20,500 Building $53,990
2021			$212,830 Land $58,580 Building $154,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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