1915 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 1915 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 2,428 sqft · built 2013
Lot Size	0.111 acres (4,842 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Oct 2020)
Tax Bill	$6,104 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500391-0-560`

Property Details

APN / Parcel Number

Primary APN	`500391-0-560`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,428 sqft Living Area
Gross Area	2,940 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,842 sqft (0.111 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1915 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 14 PLAT SOUTHWIND PDD LOT 56 TOG/W UND INT IN TRS A1, A2, C & D EASE OF RECORD OUT OF 03-18-03-1-021 SEG 2007-0932 JU 5/16/07MC
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	SOUTHWIND PDD
Legal Lot Number	56
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1006
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15026 126TH AVE NE, WOODINVILLE, WA 98072-4670
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 27, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY/WA LLC, WFG NAT'L TITLE CO/WA LLC
Oct 27, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jan 19, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Jan 19, 2017 · Amount on Record
Deed Document Number	2020888
Prior Transfer Date	Oct 26, 2020
Prior Transfer Doc	0000000880
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1915 198TH ST E, SPANAWAY, WA 98387-4146
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004220313
Date	Apr 22, 2024
Instrument	202404220313

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 13, 2054

Interest

Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 27, 2020
Property Address	1915 198TH ST E, SPANAWAY, WA 98387-4146
Document Number	2010270880
Instrument Date	Oct 26, 2020
Instrument	202010270880
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NAT'L TITLE CO/WA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15026 126TH AVE NE WOODINVILLE WA 980724670, WOODINVILLE, WA 98072-4670

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 27, 2020
Property Address	1915 198TH ST E, SPANAWAY, WA 98387-4146
Document Number	0010270888
Map Reference	DOC 200705045012
Instrument Date	Sep 30, 2020
Instrument	202010270888
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,720.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15026 126TH AVE NE, WOODINVILLE, WA 98072-4670

Mortgage

Document Number	0010270889
Date	Oct 27, 2020
Instrument	202010270889

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 19, 2017
Property Address	1915 198TH ST E, SPANAWAY, WA 98387-4146
Document Number	1701190836
Instrument Date	Jan 11, 2017
Instrument	201701190836
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	NEXTITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,523.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1915 198TH ST E SPANAWAY WA 983874146, SPANAWAY, WA 98387-4146

Mortgage

Document Number	1701190837
Date	Jan 19, 2017
Instrument	201701190837

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,104.00 (+0.79%)	$546,300 (+8.61%) Land $143,700 Building $402,600	$546,300 (+8.61%) Land $143,700 Building $402,600
2025	$6,056.00 (+3.68%)
2024	$5,841.00 (-2.6%)	$503,000 (-4.35%) Land $150,400 Building $352,600	$503,000 (-4.35%) Land $150,400 Building $352,600
2023	$5,997.00	$525,900 Land $142,600 Building $383,300	$525,900 Land $142,600 Building $383,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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