1928 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 1928 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,678 sqft · built 2011
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$259,950 (Dec 2011)
Tax Bill	$6,211 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500391-0-770`

Property Details

APN / Parcel Number

Primary APN	`500391-0-770`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,678 sqft Living Area
Gross Area	3,190 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1928 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 14 PLAT SOUTHWIND PDD LOT 77 TOG/W UND INT IN TRS A1, A2, C & D EASE OF RECORD OUT OF 03-18-03-1-021 SEG 2007-0932 JU 5/16/07MC
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	SOUTHWIND PDD
Legal Lot Number	77
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1003
Census Tract	71411

Owner

1928 198th St E is owned and occupied by two individuals who bought it in December 2011.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1928 198TH ST E, SPANAWAY, WA 98387-4146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 10, 2019	Deed of Trust, Mortgage · Conventional with PMI MONSTERLOANS
Mar 16, 2018	Deed of Trust, Mortgage · FHA Mortgage MONSTERLOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2011 · Amount on File
Deed Sale	Dec 29, 2011 · Amount on File
Deed Document Number	2011330
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1928 198TH ST E, SPANAWAY, WA 98387-4146
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001120155
Date	Jan 12, 2021
Instrument	202101120155

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1928 198TH ST E, SPANAWAY, WA 98387-4146
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009290281
Date	Sep 29, 2021
Instrument	202109290281

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1928 198TH ST E, SPANAWAY, WA 98387-4146
Document Number	1906130298
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1928 198TH ST E SPANAWAY WA 983874146, SPANAWAY, WA 98387-4146

Mortgage

Document Number	1906130298
Date	Jun 13, 2019
Instrument	201906130298

Lender

Name	MONSTERLOANS
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1928 198TH ST E, SPANAWAY, WA 98387-4146
Document Number	1803200431
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1928 198TH ST E SPANAWAY WA 983874146, SPANAWAY, WA 98387-4146

Mortgage

Document Number	1803200431
Date	Mar 20, 2018
Instrument	201803200431

Lender

Name	MONSTERLOANS
Address	LAKE FOREST, CA 92630

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 19, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 1928 198th St E was $6,211, up 0.8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,211.00 (+0.84%)	$554,800 Land $148,400 Building $406,400	$554,800 Land $148,400 Building $406,400
2025	$6,159.00 (+3.55%)
2024	$5,948.00 (-2.54%)	$511,600 (-4.32%) Land $155,200 Building $356,400	$511,600 (-4.32%) Land $155,200 Building $356,400
2023	$6,103.00	$534,700 Land $147,200 Building $387,500	$534,700 Land $147,200 Building $387,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1928 198th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1928 198th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on 198th St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures