1906 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 1906 198th St E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,066 sqft · built 2010
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$219,950 (Jan 2010)
Tax Bill$5,307 (2025)
Deeds & MortgagesMar 2018 Mortgage
May 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN500391-0-730

Property Details

APN / Parcel Number

Primary APN500391-0-730

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,066 sqft Living Area
Gross Area638 sqft
AtticAttic
Attic Area198 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchWood Porch
Porch Area300 sqft
Deck Area200 sqft
Patio Area200 sqft
Shed1 Shed
Shed Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1906 198TH ST E
CitySPANAWAY
StateWA
Zip98387-4146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF
Legal DescriptionSECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 14 PLAT SOUTHWIND PDD LOT 73 TOG/W UND INT IN TRS A1, A2, C & D EASE OF RECORD OUT OF 03-18-03-1-021 SEG 2007-0932 JU 5/16/07MC
Legal Range03
Legal Township18
Legal Section03
Legal SubdivisionSOUTHWIND PDD
Legal Lot Number73
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group1
Census Block1003
Census Tract71411

Owner

Source: Pierce County records · APN 500391-0-730

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1906 198TH ST E, SPANAWAY, WA 98387-4146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2018Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 13, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORPORATION
Nov 09, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 20, 2010 · Amount on Record
Deed SaleJan 20, 2010 · Amount on Record
Prior SaleJun 16, 2009 · Amount on Record
Deed Document Number2010718
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address1906 198TH ST E, SPANAWAY, WA 98387-4146
Transaction TypeMortgage
Record UpdatedSep 08, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003220263
DateMar 22, 2018
Instrument201803220263
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2048

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address1906 198TH ST E, SPANAWAY, WA 98387-4146
Transaction TypeMortgage
Record UpdatedSep 08, 2022
Title CompanyWESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005130252
DateMay 13, 2019
Instrument201905130252
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address1906 198TH ST E, SPANAWAY, WA 98387-4146
Transaction TypeMortgage
Record UpdatedSep 08, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003310679
DateMar 31, 2020
Instrument202003310679
Lender
NameFREEDOM MORTGAGE CORPORATION
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueJun 01, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address1906 198TH ST E, SPANAWAY, WA 98387-4146
Transaction TypeMortgage
Record UpdatedSep 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011090840
DateNov 09, 2020
Instrument202011090840
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term344 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$473,300 (+7.69%) Land $144,900 Building $328,400$473,300 (+7.69%) Land $144,900 Building $328,400
2025$5,307.00 (+3.19%)
2024$5,143.00 (-2.17%)$439,500 (-3.98%) Land $151,600 Building $287,900$439,500 (-3.98%) Land $151,600 Building $287,900
2023$5,257.00$457,700 Land $143,800 Building $313,900$457,700 Land $143,800 Building $313,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 27, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Verizon.

Based on FCC filings for 780 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPANAWAY WATER COMPANY
private · serves 34,506 people
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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