1914 Lake Rd, Ridgeway, SC 29130 Property Records

Kershaw County property record for 1914 Lake Rd, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	5,142 sqft · built 2004
Lot Size	0.689 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$478,500 (Jan 2018)
Tax Bill	$2,401 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`178-03-03-083`

Property Details

APN / Parcel Number

Primary APN	`178-03-03-083`
Alternative APNs	`0178 03 03 0830` `11764`

Interior

Stories	2 Stories
Building Area	5,142 sqft Gross Area
Gross Area	1,718 sqft

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Lot Area	30,056 sqft
Deck Area	313 sqft

Location & Zoning

Account Number	11764
Old Parcel Number	0178 03 03 0830
Street Address	1914 LAKE RD
City	RIDGEWAY
State	SC
Zip	29130-9217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 83B & 84A
Legal Subdivision	ROBERT M BOSTIC & MELANIE J BO
Legal Lot Number	83B&84A
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4005
Census Tract	970401

Owner

1914 Lake Rd is owned and occupied by two individuals who bought it in January 2018.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	1914 LAKE RD, RIDGEWAY, SC 29130-9217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Jan 12, 2018	Grant Deed, Transfer · Conventional with PMI GUILD MTG
Jul 24, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2018 · Amount on File
Deed Sale	Jan 12, 2018 · Amount on File
Deed Document Number	0003803268
Deed Book / Page	3803 / 268
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1914 LAKE RD, RIDGEWAY, SC 29130-9217
Document Number	0000005975
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1914 LAKE RD RIDGEWAY SC 291309217, RIDGEWAY, SC 29130-9217

Mortgage

Document Number	0000005975
Date	Jul 10, 2020
Book Page	004256/000031
Instrument	5975

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 12, 2018
Property Address	1914 LAKE RD, RIDGEWAY, SC 29130-9217
Document Number	0000000283
Book / Page	003803 / 000268
Instrument Date	Jan 12, 2018
Instrument	283
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,770.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1914 LAKE RD RIDGEWAY SC 291309217, RIDGEWAY, SC 29130-9217

Mortgage

Document Number	284
Date	Jan 12, 2018
Book Page	003803/000271
Instrument	284

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1914 LAKE RD, RIDGEWAY, SC 29130-9217
Document Number	0000006131
Book / Page	003729 / 000250
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1914 LAKE RD RIDGEWAY SC 291309217, RIDGEWAY, SC 29130-9217

Mortgage

Document Number	0000006131
Date	Jul 31, 2017
Book Page	003729/000250
Instrument	6131

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1914 Lake Rd was $2,401.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,401.00	$514,000 Land $247,800 Building $266,200	$514,000
2023	$2,416.00	$514,000 Land $247,800 Building $266,200	$514,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1914 Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1914 Lake Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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