1896 Lake Rd, Ridgeway, SC 29130 Property Records

Kershaw County property record for 1896 Lake Rd, Ridgeway, SC 29130

Property Summary

Property Type	Mobile Home
Details	2,104 sqft · built 1986
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Feb 2019)
Tax Bill	$1,207 (2025)
Deeds & Mortgages	May 2019 Line of Credit Feb 2019 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`178-03-03-080`

Property Details

APN / Parcel Number

Primary APN	`178-03-03-080`
Alternative APNs	`0178 03 03 0800` `30423`

Interior

Stories	1 Story
Building Area	2,104 sqft Gross Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Mobile Home
Exterior Material	Other
Lot Area	31,363 sqft (0.72 acres)

Location & Zoning

Account Number	30423
Street Address	1896 LAKE RD
City	RIDGEWAY
State	SC
Zip	29130-9657
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R15
Legal Description	1986 HORTON, 4742, GREYGREY LOT 80
Legal Subdivision	LAKE WATEREE RECREATION LOTS SECTION 3
Legal Lot Number	80
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4005
Census Tract	970401

Owner

Source: Kershaw County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1896 LAKE RD, RIDGEWAY, SC 29130-9657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 9, 2019	Deed of Trust, Mortgage · Line of Credit PRIME LNDG
Feb 28, 2019	Warranty Deed, Transfer · Line of Credit SAFE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Prior Sale	Jul 18, 2014 · Amount on Record
Deed Document Number	20191473
Deed Book / Page	3990 / 196
Last Transfer Date	Sep 21, 2024
Transfer Doc	0020248056
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1896 LAKE RD, RIDGEWAY, SC 29130-9657
Document Number	0000004050
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1896 LAKE RD RIDGEWAY SC 291309657, RIDGEWAY, SC 29130-9657

Mortgage

Document Number	0000004050
Date	May 28, 2019
Book Page	004033/000054
Instrument	4050

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Feb 28, 2019
Property Address	1896 LAKE RD, RIDGEWAY, SC 29130-9657
Document Number	0000001473
Book / Page	003990 / 000196
Instrument Date	Feb 27, 2019
Instrument	1473
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1390 BRIARCROFT LN LUGOFF SC 290789200, LUGOFF, SC 29078-9200

Mortgage

Document Number	1474
Date	Feb 28, 2019
Book Page	003990/000200
Instrument	1474

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,207.00 (-18.61%)	$259,140 (-) Land $175,000 Building $84,140	$259,140 (-)
2023	$1,483.00	$259,140 Land $175,000 Building $84,140	$259,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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