Kershaw County property record for 1902 Lake Rd, Ridgeway, SC 29130
| Property Type | Single Family Home |
|---|---|
| Details | 4,325 sqft |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,900 (Nov 2017) |
| Tax Bill | $1,771 (2025) |
| Deeds & Mortgages | Nov 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 178-03-03-081 |
| Primary APN | 178-03-03-081 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,325 sqft Gross Area |
| Gross Area | 1,472 sqft |
| Exterior Material | Vinyl |
|---|---|
| Lot Area | 4,356 sqft (0.1 acres) |
| Porch | Porch |
| Porch Area | 476 sqft |
| Deck Area | 812 sqft |
| Account Number | 11790 |
|---|---|
| Old Parcel Number | 0178 03 03 0810 |
| Street Address | 1902 LAKE RD |
| City | RIDGEWAY |
| State | SC |
| Zip | 29130-9217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LAKE WATEREE LOT 81 |
| Legal Subdivision | J CARLISLE SHIRER SEC 3 |
| Legal Lot Number | 81 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 970401 |
1902 Lake Rd is owned and occupied by two individuals who bought it in November 2017.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1902 LAKE RD, RIDGEWAY, SC 29130-9217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2017 · Amount on File |
| Deed Sale | Nov 8, 2017 · Amount on File |
| Deed Document Number | 0003776160 |
| Deed Book / Page | 3776 / 160 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Nov 8, 2017 |
| Property Address | 1902 LAKE RD, RIDGEWAY, SC 29130-9217 |
| Document Number | 0000009029 |
| Book / Page | 003776 / 000160 |
| Instrument Date | Nov 8, 2017 |
| Instrument | 9029 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $906.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1902 LAKE RD RIDGEWAY SC 291309217, RIDGEWAY, SC 29130-9217 |
| Document Number | 9030 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 003776/000162 |
| Instrument | 9030 |
| Name | MID CAROLINA CU |
|---|---|
| Type | Credit Union |
| Address | LUGOFF, SC 29078 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 7, 2032 |
The 2025 property tax bill for 1902 Lake Rd was $1,771.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,771.00 | $293,700 Land $175,500 Building $118,200 | $293,700 |
| 2023 | $1,782.00 | $293,700 Land $175,500 Building $118,200 | $293,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1902 Lake Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1902 Lake Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
5G and 4G LTE (outdoors only)
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