1914 Central Ave, Sullivans Island, SC 29482 Property Records

Charleston County property record for 1914 Central Ave, Sullivans Island, SC 29482

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,622 sqft · built 1940
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on File
Last Sale	$2,650,000 (Mar 2025)
Tax Bill	$3,369 (2025)
Deeds & Mortgages	Jan 2023 Reverse Mortgage
Flood Zone	Zone AE (high risk)
APN	`529-05-00-059`

Property Details

APN / Parcel Number

Primary APN	`529-05-00-059`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,622 sqft Living Area
1st Floor Area	1,622 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	210 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	692 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1914 CENTRAL AVE
City	SULLIVANS ISLAND
State	SC
Zip	29482-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LT 213
Legal Subdivision	H GAMBLE
Legal Lot Number	213
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2001
Census Tract	4800

Owner

1914 Central Ave is owned by a company that bought it in March 2025.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	158 MEETING ST, 2, CHARLESTON, SC 29401-2218
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2025 · Amount on File
Deed Sale	Mar 18, 2025 · Amount on File
Deed Book / Page	1301 / 271
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1914 CENTRAL AVE, SULLIVANS ISLAND, SC 29482-9704
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 CENTRAL AVE, SULLIVANS ISLAND, SC 29482-9704

Mortgage

Document Number	0011570220
Date	Jan 6, 2023
Book Page	1157/220

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	832 Months
Due	May 19, 2092

Interest

Rate Type	Adjustable Rate
Rate	7.51%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1914 Central Ave was $3,369, up 8.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Sullivan's Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,369.00 (+8.57%)	$797,243 (+2,998.5%) Land $776,801 Building $20,442	$2,777,200 Land $2,000,000 Building $777,200
2024	$3,103.00	$25,730
2022	$3,024.00	$25,730	$975,000 Land $950,000 Building $25,000
2020			$975,000 Land $950,000 Building $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1914 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 323 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	333 units insured incl. 10 condo units
Nearby Flood Claims	412 (1979–2023)
Claims Outside the SFHA	1 of 412
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Oct 2015 · 15 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 36 claims Hurricane Hugo, Sep 1989 · 289 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1914 Central Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SULLIVANS ISLAND TOWN OF (1010003) serves 2,521 people · EPA ID SC1010003
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20