1902 Central Ave, #A, Sullivans Island, SC 29482 Property Records

Charleston County property record for 1902 Central Ave, #A, Sullivans Island, SC 29482

Property Summary

Property TypeCondominium
Details4 bd · 1 ba · 1,742 sqft · built 1896
Lot Size0.513 acres (22,351 sqft)
Owner2 Individual Names on File
Last Sale$1,025,000 (May 2020)
Tax Bill$5,307 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN529-05-00-088

Property Details

APN / Parcel Number

Primary APN529-05-00-088
Alternative APN
  • 5290500057

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,742 sqft Living Area
1st Floor Area871 sqft
Upper Floors Area871 sqft

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Lot Area22,351 sqft (0.513 acres)
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address1902 CENTRAL AVE, A
CitySULLIVANS ISLAND
StateSC
Zip29482-9704
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSUBDIVISION NAME -LOT 211 STATION 19 H.P.R. DESCRIPTION -UNIT A
Legal SubdivisionLOT 211 STATION 19 H.P.R
Legal Lot Number211
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group2
Census Block2001
Census Tract4800

Owner

1902 Central Ave, #A is owned by two individuals who bought it in May 2020.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1902 CENTRAL AVE, SULLIVANS ISLAND, SC 29482-9704
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Deed of Trust, Mortgage · Line of Credit
SOUTH CAROLINA FCU
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTH CAROLINA FCU
Jul 6, 2021Deed of Trust, Mortgage · Line of Credit
SOUTH CAROLINA FCU
May 5, 2020Deed of Trust, Mortgage
SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2020 · Amount on File
Deed SaleMay 14, 2020 · Amount on File
Prior SaleSep 14, 2011 · Amount on File
Deed Book / Page882 / 427
Prior Transfer DateMar 20, 2009
Prior Transfer Doc0000430738
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address1902 CENTRAL AVE # A, A, SULLIVANS ISLAND, SC 29482-9704
Transaction TypeMortgage
Record UpdatedOct 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013390686
DateSep 23, 2025
Book Page1339/686
Lender
NameSOUTH CAROLINA FCU
TypeCredit Union
AddressNORTH CHARLESTON, SC 29419
Agreement
TypeLine of Credit
AmountAmount on Record
Term190 Months
DueJul 25, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address1902 CENTRAL AVE, SULLIVANS ISLAND, SC 29482-9704
Transaction TypeMortgage
Record UpdatedSep 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010100598
DateJul 6, 2021
Book Page1010/598
Lender
NameSOUTH CAROLINA FCU
TypeCredit Union
AddressNORTH CHARLESTON, SC 29419
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address1902 CENTRAL AVE, SULLIVANS ISLAND, SC 29482-9704
Transaction TypeMortgage
Record UpdatedSep 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010100599
DateJul 6, 2021
Book Page1010/599
Lender
NameSOUTH CAROLINA FCU
TypeCredit Union
AddressNORTH CHARLESTON, SC 29419
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJul 25, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address1902 CENTRAL AVE, SULLIVANS ISLAND, SC 29482-9704
Instrument DateMay 5, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1902 CENTRAL AVE #A SULLIVANS ISLAND SC 294829704, A, SULLIVANS ISLAND, SC 29482-9704

Mortgage

Document Number882/0428
DateMay 14, 2020
Book Page000882/000428
Lender
NameSOUTH CAROLINA FCU
AddressNORTH CHARLESTON, SC 29419-9012
Agreement
AmountAmount on Record
Term360 Months
DueMay 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1902 Central Ave, #A was $5,307, up 7.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalitySullivan's Island Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,307.00 (+7.73%)$1,207,500 (+2,775%) Land $900,000 Building $307,500$1,528,000 Land $900,000 Building $628,000
2024$4,926.00$42,000
2022$4,717.00$41,000$1,025,000 Land $125,000 Building $900,000
2020$1,050,000 Land $900,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1902 Central Ave, #A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 323 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies333 units insured
incl. 10 condo units
Nearby Flood Claims412 (1979–2023)
Claims Outside the SFHA1 of 412
Most Recent ClaimDec 2023 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 15 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 36 claims
  • Hurricane Hugo, Sep 1989 · 289 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1902 Central Ave, #A is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSULLIVANS ISLAND TOWN OF (1010003)
serves 2,521 people · EPA ID SC1010003
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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