1906 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1906 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 2,944 sqft · built 2015
Lot Size	0.18 acres (7,817 sqft)
Owner	Individual Name on Record
Last Sale	$380,719 (Oct 2018)
Tax Bill	$6,832 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500473-1-000`

Property Details

APN / Parcel Number

Primary APN	`500473-1-000`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,944 sqft Living Area
Gross Area	3,356 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,817 sqft (0.18 acres)
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1906 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 14 RIDGE VIEW MEADOWS PDD L 100 TOG/W UNDIV INT IN TR D THRU R OUT OF 03-18-03-1-020, 1-704, 1-705, 1-706, 1-707, 1-708 SEG 2012-0195 JP 11/30/11 JP
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE VIEW MEADOWS PDD
Legal Tract	D
Legal Lot Number	100
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1003
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	808 ANNE ARUNDEL AVE, LA PLATA, MD 20646-9201
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Oct 7, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK
Sep 19, 2019	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK
Oct 17, 2018	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	Jul 30, 2015 · Amount on Record
Deed Document Number	2018358
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1906 196TH STREET CT E, SPANAWAY, WA 98387-3431
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 196TH STREET CT E, SPANAWAY, WA 98387-3431

Mortgage

Document Number	0011100369
Date	Nov 10, 2021
Instrument	202111100369

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1906 196TH STREET CT E, SPANAWAY, WA 98387-3431
Document Number	2010140941
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1906 196TH STREET CT E SPANAWAY WA 983873431, SPANAWAY, WA 98387-3431

Mortgage

Document Number	2010140941
Date	Oct 14, 2020
Instrument	202010140941

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1906 196TH STREET CT E, SPANAWAY, WA 98387-3431
Document Number	1910030692
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 196TH STREET CT E SPANAWAY WA 983873431, SPANAWAY, WA 98387-3431

Mortgage

Document Number	1910030692
Date	Oct 3, 2019
Instrument	201910030692

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	12498 S US HIGHWAY 71, GRANDVIEW, MO 64030-1733

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 17, 2018
Property Address	1906 196TH STREET CT E, SPANAWAY, WA 98387-3431
Document Number	0010170358
Map Reference	DOC201109215003
Instrument Date	Oct 11, 2018
Instrument	201810170358
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,781.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 196TH STREET CT E, SPANAWAY, WA 98387-3431

Mortgage

Document Number	0010170359
Date	Oct 17, 2018
Instrument	201810170359

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,832.00 (+0.68%)	$616,600 (+14.91%) Land $162,000 Building $454,600	$616,600 (+14.91%) Land $162,000 Building $454,600
2025	$6,786.00 (+9.06%)
2024	$6,222.00 (-7.67%)	$536,600 (-9.75%) Land $169,400 Building $367,200	$536,600 (-9.75%) Land $169,400 Building $367,200
2023	$6,739.00	$594,600 Land $160,700 Building $433,900	$594,600 Land $160,700 Building $433,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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