19138 Ruffner Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19138 Ruffner Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,189 sqft · built 2005
Lot Size0.206 acres (8,979 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Aug 2015)
Tax Bill$3,670 (2023)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN005-093-58

Property Details

APN / Parcel Number

Primary APN005-093-58

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,189 sqft Heated Area
Gross Area2,680 sqft
1st Floor Area937 sqft
Upper Floors Area1,252 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area8,979 sqft (0.206 acres)
Garage Area400 sqft
PorchPorch
Porch Area91 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-093-58
Street Address19138 RUFFNER DR
CityCORNELIUS
StateNC
Zip28031-9369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN
Legal DescriptionL92 M35-861
Legal SubdivisionOAKHURST PH 01B MAP 01
Legal Lot Number92
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1004
Census Tract6410

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address19138 RUFFNER DR, CORNELIUS, NC 28031-9369
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2015 · Amount on Record
Deed SaleAug 31, 2015 · Amount on Record
Deed Document Number0030245301
Deed Book / Page30245 / 301
Record UpdatedJun 7, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address19138 RUFFNER DR, CORNELIUS, NC 28031-9369
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000130902
DateOct 1, 2019
Book Page33901/473
Instrument2019130902
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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