Mecklenburg County property record for 19122 Ruffner Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,451 sqft · built 2002 |
| Lot Size | 0.31 acres (13,512 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Jun 2022) |
| Tax Bill | $3,737 (2023) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-093-59 |
| Primary APN | 005-093-59 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,451 sqft Heated Area |
| Gross Area | 3,020 sqft |
| 1st Floor Area | 1,327 sqft |
| Upper Floors Area | 1,084 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 13,512 sqft (0.31 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 169 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 005-093-59 |
|---|---|
| Street Address | 19122 RUFFNER DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-9369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN |
| Legal Description | L101 M37-731 |
| Legal Subdivision | OAKHURST PH 01B |
| Legal Lot Number | 101 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 6410 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19122 RUFFNER DR, CORNELIUS, NC 28031-9369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2023 | Deed of Trust, Mortgage · Line of Credit SKYLA FCU |
| Jun 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 10, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on Record |
| Deed Sale | Jun 16, 2022 · Amount on Record |
| Prior Sale | Mar 2, 2022 · Amount on Record |
| Deed Document Number | 0037429343 |
| Deed Book / Page | 37429 / 343 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 19122 RUFFNER DR, CORNELIUS, NC 28031-9369 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000112619 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 38510/527 |
| Instrument | 2023112619 |
| Name | SKYLA FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 16, 2022 |
| Property Address | 19122 RUFFNER DR, CORNELIUS, NC 28031-9369 |
| Document Number | 0000090452 |
| Book / Page | 37429 / 343 |
| Map Reference | MB 37 PG 731 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2022090452 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19106 RUFFNER DR, CORNELIUS, NC 28031-9369 |
| Name | Verified Name |
|---|---|
| Address | 19122 RUFFNER DR, CORNELIUS, NC 28031-9369 |
| Document Number | 0000090453 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 2022090453 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 2, 2022 |
| Property Address | 19122 RUFFNER DR, CORNELIUS, NC 28031-9369 |
| Document Number | 0000033031 |
| Book / Page | 37114 / 553 |
| Map Reference | MB 37 PG 731 |
| Instrument Date | Mar 1, 2022 |
| Instrument | 2022033031 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 332 WOODRIDGE DR, RUTHERFORDTON, NC 28139-9408 |
| Name | Verified Name |
|---|---|
| Address | 19106 RUFFNER DR, CORNELIUS, NC 28031-9369 |
| Document Number | 0000033032 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 2022033032 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 10, 2022 |
| Property Address | 19122 RUFFNER DR, CORNELIUS, NC 28031-9369 |
| Document Number | 0000004921 |
| Book / Page | 36955 / 390 |
| Map Reference | MB 37 PG 731 |
| Instrument Date | Jan 3, 2022 |
| Instrument | 2022004921 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 19122 RUFFNER DR, CORNELIUS, NC 28031-9369 |
| Name | Verified Name |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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