19112 Ruffner Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19112 Ruffner Dr, Cornelius, NC 28031 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,597 sqft · built 2002
Lot Size0.236 acres (10,314 sqft)
OwnerIndividual Name on File
Last Sale$223,000 (Feb 2013)
Tax Bill$4,068 (2023)
Deeds & MortgagesNov 2020 Line of Credit
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN005-093-61

Property Details

APN / Parcel Number

Primary APN005-093-61

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,597 sqft Heated Area
Gross Area3,321 sqft
1st Floor Area1,715 sqft
Upper Floors Area882 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area10,314 sqft (0.236 acres)
Garage Area528 sqft
PorchPorch
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-093-61
Street Address19112 RUFFNER DR
CityCORNELIUS
StateNC
Zip28031-9369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL103 M35-861
Legal SubdivisionOAKHURST PH 01B MAP 01
Legal Lot Number103
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1004
Census Tract6410

Owner

Source: Mecklenburg County records · APN 005-093-61

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address19112 RUFFNER DR, CORNELIUS, NC 28031-9369
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Sep 27, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2013 · Amount on Record
Deed SaleFeb 28, 2013 · Amount on Record
Prior SaleFeb 28, 2013 · Amount on Record
Deed Document Number0000031054
Deed Book / Page28111 / 418
Last Transfer DateSep 27, 2019
Transfer Doc0000128940
Record UpdatedJun 07, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address19112 RUFFNER DR, CORNELIUS, NC 28031-9369
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
Address19112 RUFFNER DR, CORNELIUS, NC 28031-9369

Mortgage

Document Number0000200719
DateNov 30, 2020
Book Page35367/480
Instrument2020200719
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateSep 27, 2019
Property Address19112 RUFFNER DR, CORNELIUS, NC 28031-9369
Document Number0000128940
Book / Page33887 / 909
Map ReferenceMB 35 PG 861
Instrument DateSep 21, 2019
Instrument2019128940
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19112 RUFFNER DR, CORNELIUS, NC 28031-9369

Mortgage

Document Number0000128941
DateSep 27, 2019
Book Page33887/911
Instrument2019128941
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2039

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 443 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
TDS TelecomCable1,000 / 20
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: TDS Telecom, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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