St. Johns County property record for 1913 Cross Pointe Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,055 sqft · built 2007 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $499,000 (Mar 2024) |
| Tax Bill | $7,882 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026436-6180 |
| Primary APN | 026436-6180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,055 sqft Living Area |
| Gross Area | 2,668 sqft |
| 1st Floor Area | 2,055 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 276 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1913 CROSS POINTE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 52/8-13 ST JOHNS GOLF & COUNTRY CLUB UNIT 4 PHASE 4 LOT 18 OR5911/925 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 19 |
| Legal Subdivision | ST. JOHNS GOLF & COUNTRY CLUB UNIT 4 PHA |
| Legal Phase | 4 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Legal Unit | 4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20907 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1913 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-3025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 6, 2024 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2024 · Amount on Record |
| Deed Sale | Mar 6, 2024 · Amount on Record |
| Prior Sale | Nov 13, 2017 · Amount on Record |
| Deed Document Number | 202417106 |
| Deed Book / Page | 5911 / 925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1913 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-3025 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1913 CROSS POINTE WAY, ST AUGUSTINE, FL 32092-3025 |
| Document Number | 0063290174 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 6329/174 |
| Instrument | 2026024665 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 6, 2024 |
| Property Address | 1913 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-3025 |
| Document Number | 0059110925 |
| Book / Page | 5911 / 925 |
| Map Reference | MB 52 PG 8-13 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 2024017106 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Title Company | STATE JOHNS TITLE LLC, ST JOHNS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,493.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 274 CORNWALL DR, PONTE VEDRA BEACH, FL 32081-0126 |
| Name | Verified Name |
|---|---|
| Address | 1913 CROSS POINTE WAY, ST AUGUSTINE, FL 32092-3025 |
| Document Number | 0005911927 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | 5911/927 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 13, 2017 |
| Property Address | 1913 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-3025 |
| Document Number | 0044611205 |
| Book / Page | 004461 / 001205 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 76661 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2017 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,778.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1913 CROSS POINTE WAY ST AUGUSTINE FL 320923025, ST AUGUSTINE, FL 32092-3025 |
| Document Number | 44611207 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 004461/001207 |
| Instrument | 76662 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,620 (-1.5%) Land $100,000 Building $322,620 | $422,620 (-1.5%) Land $100,000 Building $322,620 | |
| 2025 | $7,882.00 (+7.78%) Homeowner's exemption | $429,066 (+11.21%) | $429,066 (+11.21%) Land $100,000 Building $329,066 |
| 2024 | $7,313.00 (+53.44%) | $385,819 (+71.17%) | $385,819 (+5.48%) Land $100,000 Building $285,819 |
| 2023 | $4,766.00 (+6.08%) Homeowner's exemption | $225,400 (+3%) | $365,791 (+2.06%) Land $90,000 Building $275,791 |
| 2022 | $4,493.00 Homeowner's exemption | $218,835 | $358,397 Land $84,000 Building $274,397 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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