St. Johns County property record for 1923 Cross Pointe Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,042 sqft · built 2006 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Jun 2021) |
| Tax Bill | $7,116 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026436-6160 |
| Primary APN | 026436-6160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,042 sqft Living Area |
| Gross Area | 2,502 sqft |
| 1st Floor Area | 2,042 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 298 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1923 CROSS POINTE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 52/8-13 ST JOHNS GOLF & COUNTRY CLUB UNIT 4 PHASE 4 LOT 16 OR5301/757 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 19 |
| Legal Subdivision | ST. JOHNS GOLF & COUNTRY CLUB UNIT 4 PHA |
| Legal Phase | 4 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Legal Unit | 4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20907 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1923 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-3025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2023 | Deed of Trust, Mortgage · SBA Mortgage COGENT BANK |
| Jun 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on Record |
| Deed Sale | Jun 25, 2021 · Amount on Record |
| Prior Sale | Feb 17, 2015 · Amount on Record |
| Deed Document Number | 202171192 |
| Deed Book / Page | 5301 / 757 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1923 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-3025 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0057701077 |
|---|---|
| Date | Jun 6, 2023 |
| Book Page | 5770/1077 |
| Instrument | 2023043550 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | LAKE MARY, FL 32746 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 10, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 25, 2021 |
| Property Address | 1923 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-3025 |
| Document Number | 0053010757 |
| Book / Page | 5301 / 757 |
| Map Reference | MB 52 PG 8-13 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021071192 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 903 ARTHUR MOORE DR, GREEN COVE SPRINGS, FL 32043-9511 |
| Name | Verified Name |
|---|---|
| Address | 1923 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-3025 |
| Document Number | 0005301759 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 5301/759 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,257 (+2.7%) | $405,918 (-1.24%) Land $100,000 Building $305,918 | |
| 2025 | $7,116.00 (+9.21%) Homeowner's exemption | $372,207 (+2.9%) | $411,022 (+11.52%) Land $100,000 Building $311,022 |
| 2024 | $6,516.00 (+2.42%) Homeowner's exemption | $361,717 (+3%) | $368,579 (+4.95%) Land $100,000 Building $268,579 |
| 2023 | $6,362.00 (+4.28%) Homeowner's exemption | $351,182 (+1.96%) | $351,182 (+1.96%) Land $90,000 Building $261,182 |
| 2022 | $6,101.00 Homeowner's exemption | $344,424 | $344,424 Land $84,000 Building $260,424 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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