1905 Cross Pointe Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1905 Cross Pointe Way, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,042 sqft · built 2006
Lot Size0.16 acres (6,969 sqft)
OwnerIndividual Name on Record
Last Sale$378,000 (Jul 2021)
Tax Bill$7,166 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jul 2021 Sale
Flood ZoneZone X (minimal risk)
APN026436-6200

Property Details

APN / Parcel Number

Primary APN026436-6200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,042 sqft Living Area
Gross Area2,678 sqft
1st Floor Area2,042 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area298 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1905 CROSS POINTE WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-3025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description52/8-13 ST JOHNS GOLF & COUNTRY CLUB UNIT 4 PHASE 4 LOT 20 OR5318/1716
Legal Range28E
Legal Township05S
Legal Section19
Legal SubdivisionST. JOHNS GOLF & COUNTRY CLUB UNIT 4 PHA
Legal Phase4
Legal Block1
Legal Lot Number20
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1004
Census Tract20907

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1905 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-3025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2024Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jul 15, 2021Warranty Deed, Transfer
HOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE & TRUST LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2021 · Amount on Record
Deed SaleJul 15, 2021 · Amount on Record
Prior SaleMay 22, 2008 · Amount on Record
Deed Document Number202178702
Deed Book / Page5318 / 1716
Prior Transfer DateApr 12, 2007
Prior Transfer Doc0029370331
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1905 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-3025
Transaction TypeMortgage
Record UpdatedApr 3, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1905 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-3025

Mortgage

Document Number0059181667
DateMar 21, 2024
Book Page5918/1667
Instrument2024021162
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2039

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 15, 2021
Property Address1905 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-3025
Document Number0053181716
Book / Page5318 / 1716
Map ReferenceMB 52 PG 8-13
Instrument DateJul 15, 2021
Instrument2021078702
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyHOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE & TRUST LLC

Transaction

AmountAmount Recorded
Tax$2,646.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1905 CROSS POINTE WAY, SAINT AUGUSTINE, FL 32092-3025

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$386,066 (+2.7%)$412,479 (-4.26%) Land $100,000 Building $312,479
2025$7,166.00 (+9.22%) Homeowner's exemption$375,916 (+5.99%)$430,850 (+16.13%) Land $100,000 Building $330,850
2024$6,561.00 (+2.4%)
2023$6,407.00 (+5.03%) Homeowner's exemption$354,682 (+3%)$371,014 (+7.74%) Land $90,000 Building $281,014
2022$6,100.00 Homeowner's exemption$344,351$344,351 Land $84,000 Building $260,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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